532 Virgil Rd, Cincinnati, OH 45238 Property Records

Hamilton County property record for 532 Virgil Rd, Cincinnati, OH 45238

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,572 sqft · built 1990
Lot Size	0.155 acres (6,752 sqft)
Owner	2 Individual Names on File
Last Sale	$80,000 (Dec 2006)
Tax Bill	$3,144 (2025)
Deeds & Mortgages	Jul 2024 Line of Credit Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`179-0080-0003-00`

Property Details

APN / Parcel Number

Primary APN	`179-0080-0003-00`
Alternative APN	`0084457`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,572 sqft Living Area
Gross Area	1,764 sqft
1st Floor Area	672 sqft
2nd Floor Area	900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Fiberglass
Lot Area	6,752 sqft (0.155 acres)
Lot Dimensions	150 ft deep x 52 ft wide
Garage Type	Attached
Garage Area	192 sqft
Patio Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	532 VIRGIL RD
City	CINCINNATI
State	OH
Zip	45238-5553
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF6
Legal Description	ES VIRGIL RD 7800 SQ FT R1-T3-S5
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1012
Census Tract	9902

Owner

532 Virgil Rd is owned and occupied by two individuals who acquired it in August 2021.

Source: Hamilton County records, as of January 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	532 VIRGIL RD, CINCINNATI, OH 45238-5553
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2024	Deed of Trust, Mortgage · Line of Credit CINFED CU
Oct 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage CINFED CU
Sep 23, 2021	Transfer on Death Deed, Transfer
Oct 2, 2020	Deed of Trust, Mortgage · Line of Credit CINFED CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2006 · Amount on File
Deed Sale	Dec 12, 2006 · Amount on File
Prior Sale	May 6, 2005 · Amount on File
Deed Document Number	2006192194
Deed Book / Page	10421 / 245
Last Transfer Date	Aug 17, 2021
Transfer Doc	0000115295
Record Updated	Sep 20, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	532 VIRGIL RD, CINCINNATI, OH 45238-5553
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	532 VIRGIL RD, CINCINNATI, OH 45238-5553

Mortgage

Document Number	0000049961
Date	Jul 19, 2024
Book Page	15211/967
Instrument	2024-0049961

Lender

Name	CINFED CU
Type	Credit Union
Address	CINCINNATI, OH 45209

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 25, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	532 VIRGIL RD, CINCINNATI, OH 45238-5553
Transaction Type	Mortgage
Record Updated	Oct 31, 2022
Title Company	RELIABLE LAND TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000108750
Date	Oct 19, 2020
Book Page	14277/4517
Instrument	2020-0108750

Lender

Name	CINFED CU
Type	Credit Union
Address	CINCINNATI, OH 45209

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

September 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 23, 2021
Property Address	532 VIRGIL RD, CINCINNATI, OH 45238-5553
Document Number	0000115295
Book / Page	14508 / 2333
Instrument Date	Aug 17, 2021
Instrument	2021-0115295
Transaction Type	Transfer
Record Updated	Oct 21, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	532 VIRGIL RD, CINCINNATI, OH 45238-5553
Document Number	0000108751
Instrument Date	Oct 2, 2020
Transaction Type	Mortgage
Record Updated	Apr 23, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	532 VIRGIL RD CINCINNATI OH 452385553, CINCINNATI, OH 45238-5553

Mortgage

Document Number	0000108751
Date	Oct 19, 2020
Book Page	014277/004520
Instrument	108751

Lender

Name	CINFED CU
Address	4801 KENNEDY AVE, CINCINNATI, OH 45209-7543

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 18, 2040

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 532 Virgil Rd was $3,144, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,144.00 (+3.15%)	$50,932 (-) Land $5,866 Building $45,066	$145,520 Land $16,760 Building $128,760
2024	$3,048.00 (-2.21%)	$50,932 (-) Land $5,866 Building $45,066
2023	$3,117.00 (+29.6%)	$50,932 (+44.66%) Land $5,866 Building $45,066	$145,520 Land $16,760 Building $128,760
2022	$2,405.00 Homeowner's exemption	$35,207 Land $5,828 Building $29,379
2020			$100,590 Land $16,650 Building $83,940

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 532 Virgil Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 532 Virgil Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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