532 Veranda Vw, Mount Pleasant, SC 29464 Property Records

Charleston County property record for 532 Veranda Vw, Mount Pleasant, SC 29464

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,394 sqft · built 1994
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,159 (2025)
Deeds & Mortgages	Apr 2021 Mortgage May 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`537-07-00-076`

Property Details

APN / Parcel Number

Primary APN	`537-07-00-076`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,394 sqft Living Area
1st Floor Area	1,394 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	228 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	532 VERANDA VW
City	MOUNT PLEASANT
State	SC
Zip	29464-7809
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -THE VERANDA DESCRIPTION -LOT 532 PHASE 1A-1 SITE NAME -BELLE HALL
Legal Subdivision	THE VERANDA
Legal Phase	1A-1
Legal Tract	IV
Legal Lot Number	532
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	2
Census Block	2013
Census Tract	4614

Owner

532 Veranda Vw is owned and occupied by two individuals who acquired it in May 2015.

Source: Charleston County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	532 VERANDA VW, MOUNT PLEASANT, SC 29464-7809
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
May 15, 2020	Deed of Trust, Mortgage · VA Mortgage FEDERAL SVGS BK
May 31, 2019	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG
Jun 18, 2018	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Oct 1, 2016	Deed of Trust, Mortgage · VA Mortgage PEOPLES BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 18, 2015
Transfer Doc	0529/0324
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	532 VERANDA VW, MOUNT PLEASANT, SC 29464-7809
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	09800256
Date	Apr 9, 2021
Book Page	980/256

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Mar 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	532 VERANDA VW, MOUNT PLEASANT, SC 29464-7809
Document Number	0887/0811
Instrument Date	May 15, 2020
Transaction Type	Mortgage
Record Updated	Jul 8, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	532 VERANDA VW MOUNT PLEASANT SC 294647809, MOUNT PLEASANT, SC 29464-7809

Mortgage

Document Number	0887/0811
Date	Jun 5, 2020
Book Page	000887/000811

Lender

Name	FEDERAL SVGS BK
Type	Federal Savings Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 4, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	532 VERANDA VW, MOUNT PLEASANT, SC 29464-7809
Document Number	0801/0675
Instrument Date	May 31, 2019
Transaction Type	Mortgage
Record Updated	Jul 23, 2019
Title Company	VANTAGE PT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	532 VERANDA VW MOUNT PLEASANT SC 294647809, MOUNT PLEASANT, SC 29464-7809

Mortgage

Document Number	0801/0675
Date	Jun 13, 2019
Book Page	000801/000675

Lender

Name	CLEARPATH LNDG
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 12, 2049

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	532 VERANDA VW, MOUNT PLEASANT, SC 29464-7809
Document Number	0731/0710
Instrument Date	Jun 18, 2018
Transaction Type	Mortgage
Record Updated	Jul 31, 2018
Title Company	VISIONET SYSTEMS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	532 VERANDA VW MOUNT PLEASANT SC 294647809, MOUNT PLEASANT, SC 29464-7809

Mortgage

Document Number	0731/0710
Date	Jul 9, 2018
Book Page	000731/000710

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 8, 2048

October 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	532 VERANDA VW, MOUNT PLEASANT, SC 29464-7809
Document Number	0623/0019
Instrument Date	Oct 1, 2016
Transaction Type	Mortgage
Record Updated	Aug 17, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	532 VERANDA VW MOUNT PLEASANT SC 294647809, MOUNT PLEASANT, SC 29464-7809

Mortgage

Document Number	0623/0019
Date	Mar 13, 2017
Book Page	000623/000019

Lender

Name	PEOPLES BK
Type	Bank
Address	OVERLAND PARK, KS 66213

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 12, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 532 Veranda Vw was $1,159, up 13.4% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,159.00 (+13.41%)	$312,996 (+3,424.73%) Land $95,512 Building $217,484	$532,300 Land $200,000 Building $332,300
2024	$1,022.00	$8,880
2022	$910.00	$8,880	$366,700 Land $111,900 Building $254,800
2020			$366,700 Land $111,900 Building $254,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 532 Veranda Vw in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 429 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	429 in force
Nearby Flood Claims	13 (1999–2023)
Claims Outside the SFHA	3 of 13
Most Recent Claim	Dec 2023 · other causes
Claims by Event	Hurricane Matthew, Oct 2016 · 4 claims Severe Storms And Flooding, Oct 2015 · 4 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 532 Veranda Vw is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless	5,000 / 5,000
AT&T Fiber · DSL	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Nearby Properties on Veranda Vw

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures