532 Valley St, Cumberland, MD 21502 Property Records

Allegany County property record for 532 Valley St, Cumberland, MD 21502

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,236 sqft · built 1890
Lot Size	0.148 acres (6,456 sqft)
Owner	2 Individual Names on File
Last Sale	$25,000 (Oct 2021)
Tax Bill	$285 (2025)
Deeds & Mortgages	Oct 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`05-024323`

Property Details

APN / Parcel Number

Primary APN	`05-024323`
Alternative APN	`024323`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,236 sqft Total Area

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Exterior Material	Siding
Roof Material	Metal
Lot Area	6,456 sqft (0.148 acres)
Deck Area	84 sqft
Patio Area	84 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	024323
Street Address	532 VALLEY ST
City	CUMBERLAND
State	MD
Zip	21502-1553
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	6456 SQ FT 532 VALLEY ST LOT 7 PT 6
Legal Subdivision	MULLANS SECOND
Legal Lot Number	7
Jurisdiction	ALLEGANY MD
Township / Civil Division	5, WILLS CREEK
Census Block Group	4
Census Block	4017
Census Tract	2300

Owner

Source: Allegany County records · APN 05-024323

Assessment roll updated July 31, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	532 VALLEY ST, CUMBERLAND, MD 21502-1553
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 18, 2021 · Amount on Record
Deed Sale	Oct 18, 2021 · Amount on Record
Prior Sale	Mar 13, 2017 · Amount on Record
Deed Book / Page	2711 / 102
Transfer Doc	0007260486
Record Updated	Sep 20, 2026

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ALLEGANY MD
Recording Date	Oct 18, 2021
Property Address	532 VALLEY ST, CUMBERLAND, MD 21502-1553
Document Number	002711-0102
Book / Page	2711 / 102
Map Reference	PL 11
Instrument Date	Sep 13, 2021
Transaction Type	Transfer
Record Updated	Nov 04, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	532 VALLEY ST, CUMBERLAND, MD 21502-1553

Tax Assessment & Valuation

Source: Allegany County records · Assessment roll updated July 31, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Allegany County
Municipality	Cumberland City
Unified School District	Allegany County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$31,100 (-) Land $5,500 Building $25,600	$31,100 (-) Land $5,500 Building $25,600
2025	$285.00 (-5.94%)	$31,100 (-4.6%) Land $5,500 Building $25,600	$31,100 (-4.6%) Land $5,500 Building $25,600
2023	$303.00	$32,600 Land $5,500 Building $27,100	$32,600 Land $5,500 Building $27,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 12, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Apr 2024 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 66% of the US · above 70% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cogeco Cable Holdings II Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Skypacket Networks Fixed Wireless	100 / 20

May also be available: AT&T.

Based on FCC filings for 721 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF CUMBERLAND serves 27,039 people
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.