532 Union Rd, Belmont, NH 03220 Property Records

Belknap County and Belmont Town property record for 532 Union Rd, Belmont, NH 03220

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,276 sqft · built 1780
Lot Size	5.03 acres (219,107 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Dec 2022)
Tax Bill	$9,338 (2025)
Deeds & Mortgages	Dec 2021 Refinance Dec 2022 Sale & Mortgage + 2 more
APN	`BLMT M:222 B:068 L:000`

Property Details

APN / Parcel Number

Primary APN	`BLMT M:222 B:068 L:000`
Alternative APNs	`M:222 B:068 L:000 U:000` `485`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,276 sqft Living Area
Gross Area	5,377 sqft
Basement Area	1,480 sqft
Unfinished Basement	1,480 sqft

Exterior

Year Built	Built 1780
Effective Year Built	Effective 1986
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	219,107 sqft (5.03 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	485
Street Address	532 UNION RD
City	BELMONT
State	NH
Zip	03220-3834
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Block	68
Jurisdiction	BELMONT TOWN NH
Township / Civil Division	BELMONT
Census Block Group	3
Census Block	3029
Census Tract	965801

Owner

532 Union Rd is owned by two individuals who bought it in December 2022.

Source: Belknap County and Belmont Town records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 232, LACONIA, NH 03247-0232
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FRANKLIN SAVINGS BANK
Dec 22, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage NAVY FCU
May 6, 2019	Deed of Trust, Mortgage · Line of Credit FRANKLIN SVGS BK
Feb 12, 2019	Deed of Trust, Mortgage · Line of Credit FRANKLIN SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2022 · Amount on File
Deed Sale	Dec 22, 2022 · Amount on File
Prior Sale	Oct 16, 2014 · Amount on File
Deed Document Number	20222214262
Deed Book / Page	3548 / 114
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELMONT TOWN NH
Property Address	532 UNION RD, BELMONT, NH 03220-3834
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003472-469
Date	Dec 8, 2021
Book Page	3472/469
Instrument	2118258

Lender

Name	FRANKLIN SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELMONT TOWN NH
Recording Date	Dec 22, 2022
Property Address	532 UNION RD, BELMONT, NH 03220-3834
Document Number	003548-114
Book / Page	3548 / 114
Instrument Date	Dec 15, 2022
Instrument	2214262
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	PO BOX 230, UNIT 6050 DP 9892

Mortgage

Document Number	0002214263
Date	Dec 22, 2022
Instrument	2214263

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELMONT TOWN NH
Property Address	532 UNION RD, BELMONT, NH 03220-3834
Document Number	0032360186
Instrument Date	May 6, 2019
Transaction Type	Mortgage
Record Updated	May 28, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	532 UNION RD BELMONT NH 032203834, BELMONT, NH 03220-3834

Mortgage

Document Number	0032360186
Date	May 10, 2019
Book Page	003236/000186
Instrument	4243

Lender

Name	FRANKLIN SVGS BK
Type	Federal Savings Bank
Address	FRANKLIN, NH 03235

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	May 9, 2039

Interest

Rate Type	Adjustable Rate

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELMONT TOWN NH
Property Address	532 UNION RD, BELMONT, NH 03220-3834
Document Number	0032220660
Instrument Date	Feb 12, 2019
Transaction Type	Mortgage
Record Updated	Feb 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	532 UNION RD BELMONT NH 032203834, BELMONT, NH 03220-3834

Mortgage

Document Number	0032220660
Date	Feb 19, 2019
Book Page	003222/000660
Instrument	1457

Lender

Name	FRANKLIN SVGS BK
Type	Federal Savings Bank
Address	FRANKLIN, NH 03235

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Feb 18, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 532 Union Rd was $9,338, up 10.5% from the year before.

Source: Belknap County and Belmont Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Belknap County
County Subdivision	Belmont Town
Unified School District	Shaker Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$9,338.00 (+10.48%)	$537,000 (-) Land $96,300 Building $440,700
2024	$8,452.00	$537,000 Land $96,300 Building $440,700
2022	$7,818.00 (+9.91%)	$409,100 (+53.39%) Land $67,900 Building $341,200
2021	$7,113.00	$266,700 Land $50,900 Building $215,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA has no flood map on file for 532 Union Rd; 16 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 532 Union Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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