532 Stratford Rd, Union, NJ 07083 Property Records

Union County and Union Township property record for 532 Stratford Rd, Union, NJ 07083

Property Summary

Property Type	Single Family Home
Details	1,555 sqft · built 1948
Lot Size	0.122 acres (5,301 sqft)
Owner	2 Individual Names on File
Last Sale	$385,000 (Dec 2020)
Tax Bill	$10,705 (2025)
Deeds & Mortgages	Mar 2026 Second Mortgage Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-02601-0000-00044`

Property Details

APN / Parcel Number

Primary APN	`19-02601-0000-00044`
Alternative APN	`190260100044`

Interior

Stories	1 Story
Building Area	1,555 sqft Living Area

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Construction Type	Frame
Lot Area	5,301 sqft (0.122 acres)
Lot Dimensions	100 ft deep x 53 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	532 STRATFORD RD
City	UNION
State	NJ
Zip	07083-8842
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	INCL LOT 53
Legal Subdivision	KENSINGTON PARK SEC 03
Legal Block	2601
Legal Lot Number	44
Jurisdiction	UNION NJ
Township / Civil Division	UNION
Census Block Group	3
Census Block	3001
Census Tract	33300

Owner

532 Stratford Rd is owned and occupied by two individuals who bought it in December 2020.

Source: Union County and Union Township records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	532 STRATFORD RD, UNION, NJ 07083-8842
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BETTER MORTGAGE CORPORATION
Dec 13, 2021	Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC
Oct 16, 2020	Deed of Trust, Mortgage · FHA Mortgage MLD MTG
Dec 16, 2020	Deed, Transfer · FHA Mortgage MLD MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2020 · Amount on File
Deed Sale	Dec 16, 2020 · Amount on File
Prior Sale	Nov 16, 2010 · Amount on File
Deed Document Number	2020331250
Deed Book / Page	6393 / 2562
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	532 STRATFORD RD, UNION, NJ 07083-8842
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0157702761
Date	Mar 11, 2026
Book Page	15770/2761
Instrument	89993

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	532 STRATFORD RD, UNION, NJ 07083-8842
Transaction Type	Mortgage
Record Updated	Jan 3, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	532 STRATFORD RD, UNION, NJ 07083-8842

Mortgage

Document Number	0151222843
Date	Dec 13, 2021
Book Page	15122/2843
Instrument	27026

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	347 Months
Due	Nov 1, 2050

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	532 STRATFORD RD, UNION, NJ 07083-8842
Document Number	0148392443
Instrument Date	Oct 16, 2020
Transaction Type	Mortgage
Record Updated	Jan 29, 2021
Title Company	PROVIDENCE ABSTRACT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	532 STRATFORD RD UNION NJ 070838842, UNION, NJ 07083-8842

Mortgage

Document Number	0148392443
Date	Dec 16, 2020
Book Page	014839/002443
Instrument	706076

Lender

Name	MLD MTG
Type	Mortgage Company
Address	FLORHAM PARK, NJ 07932

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 15, 2050

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Dec 16, 2020
Property Address	532 STRATFORD RD, UNION, NJ 07083-8842
Document Number	0063932562
Book / Page	6393 / 2562
Instrument Date	Oct 8, 2020
Instrument	331250
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	PROVIDENCE ABSTRACT LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,071.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7 KENNEDY CT, 7, NORTH MIDDLETOWN, NJ 07748-3531

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	532 STRATFORD RD, UNION, NJ 07083-8842

Mortgage

Document Number	706076
Date	Dec 16, 2020
Instrument	706076

Lender

Name	MLD MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 532 Stratford Rd was $10,705, up 4.3% from the year before.

Source: Union County and Union Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Union Township
Unified School District	Union Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$45,900 (-) Land $20,300 Building $25,600	$45,900 (-) Land $20,300 Building $25,600
2025	$10,705.00 (+4.35%)	$45,900 Land $20,300 Building $25,600	$45,900 Land $20,300 Building $25,600
2024	$10,259.00
2023		$45,900 Land $20,300 Building $25,600	$45,900 Land $20,300 Building $25,600
2022	$9,600.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 532 Stratford Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 532 Stratford Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 550 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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