Calvert County property record for 532 Shortbow Trl, Lusby, MD 20657
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 960 sqft · built 1990 |
| Lot Size | 0.567 acres (24,704 sqft) |
| Owner | Individual Name on File |
| Last Sale | $345,000 (Jun 2026) |
| Tax Bill | $2,709 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage May 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-165453 |
| Primary APN | 01-165453 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 960 sqft Total Area |
| Basement Area | 480 sqft |
| Finished Basement | 480 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 24,704 sqft (0.567 acres) |
| Deck Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 165453 |
|---|---|
| Street Address | 532 SHORTBOW TRL |
| City | LUSBY |
| State | MD |
| Zip | 20657-5595 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | LT 70 SEC 6-L CHES RANCH ESTS |
| Legal Subdivision | CHESAPEAKE RANCH ESTATES |
| Legal Lot Number | 70 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 1, SOLOMONS ISLAND |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 861003 |
532 Shortbow Trl is owned and occupied by an individual who bought it in June 2026.
Source: Calvert County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 532 SHORTBOW TRL, LUSBY, MD 20657-5595 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 2, 2026 | Deed, Transfer · FHA Mortgage CMG MORTGAGE INC |
| May 16, 2017 | Grant Deed, Transfer FIRST CLASS TITLE AGENCY, FIRST CLASS TITLE COMPANY LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 2, 2026 · Amount on File |
| Deed Sale | Jun 2, 2026 · Amount on File |
| Prior Sale | May 16, 2017 · Amount on File |
| Deed Book / Page | 6910 / 440 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Jun 2, 2026 |
| Property Address | 532 SHORTBOW TRL, LUSBY, MD 20657-5595 |
| Document Number | 6910000440 |
| Book / Page | 6910 / 440 |
| Instrument Date | May 27, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2026 |
| Title Company | RIDGEVIEW TITLE, BRIDGEVIEW TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $348,450.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 532 SHORTBOW TRL, LUSBY, MD 20657-5595 |
| Document Number | 6910000449, |
|---|---|
| Date | Jun 2, 2026 |
| Book Page | 6910/449 |
| Name | CMG MORTGAGE INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Number | 6910000473, |
|---|---|
| Date | Jun 2, 2026 |
| Book Page | 6910/473 |
| Name | DEPARTMENT OF HOUSING AND COM |
|---|
| Amount | Amount on Record |
|---|
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | May 16, 2017 |
| Property Address | 532 SHORTBOW TRL, LUSBY, MD 20657-5595 |
| Document Number | 0049930343 |
| Book / Page | 004993 / 000343 |
| Instrument Date | May 11, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2017 |
| Title Company | FIRST CLASS TITLE AGENCY, FIRST CLASS TITLE COMPANY LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $79.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 839 CHICKADEE DR PORT ORANGE FL 321274770, PORT ORANGE, FL 32127-4770 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 532 Shortbow Trl was $2,709.
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $228,300 (+8.44%) Land $55,200 Building $173,100 | $228,300 (-) Land $55,200 Building $173,100 | |
| 2025 | $2,709.00 | $210,533 | $228,300 Land $55,200 Building $173,100 |
| 2023 | $1,818.00 | $175,000 Land $55,200 Building $119,800 | $175,000 Land $55,200 Building $119,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 532 Shortbow Trl in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1991–2003) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2003 · Hurricane Isabel |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 532 Shortbow Trl is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · above 83% of Maryland |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHESAPEAKE RANCH ESTATES private · serves 9,500 people · EPA ID MD0040004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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