532 S Main St, Princeton, IL 61356 Property Records

Bureau County property record for 532 S Main St, Princeton, IL 61356

Property Summary

Property Type	Commercial
Lot Size	0.83 acres (36,155 sqft)
Owner	2 Individual Names on File
Last Sale	$165,000 (Jun 2026)
Tax Bill	$2,168 (2025)
Deeds & Mortgages	Jul 2026 Construction Loan Jun 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-16-306-017`

Property Details

APN / Parcel Number

Primary APN	`16-16-306-017`
Alternative APN	`841`

Exterior

Lot Area	36,155 sqft (0.83 acres)
Lot Dimensions	148 ft deep x 24 ft wide

Location & Zoning

Account Number	1616306017
Street Address	532 S MAIN ST
City	PRINCETON
State	IL
Zip	61356-2007
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	PRINCETON E PT SL 5 L 36 24X148.8
Legal Range	09
Legal Township	16
Legal Section	16
Legal Subdivision	ORIGINAL TOWN
Jurisdiction	BUREAU IL
Township / Civil Division	PRINCETON
Census Block Group	3
Census Block	3015
Census Tract	965400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Princeton South Main Street-Courthouse Square Historic District listed 2018 · 59 contributing resources · NRIS 100001969

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

532 S Main St, a commercial property, is owned by two individuals who bought it in June 2026.

Source: Bureau County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14776 LOVERS LANE RD, PRINCETON, IL 61356-2645
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Deed of Trust, Mortgage · Construction Mortgage CENTRAL BANK
Jun 26, 2026	Warranty Deed, Transfer · Conventional Mortgage CENTRAL BANK
Nov 24, 2025	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2026 · Amount on File
Deed Sale	Jun 26, 2026 · Amount on File
Deed Document Number	20262281
Prior Transfer Date	Nov 24, 2025
Prior Transfer Doc	2025R03986
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Recording Date	Jul 14, 2026
Property Address	532 S MAIN ST, PRINCETON, IL 61356-2007
Document Number	0000002484
Instrument Date	Jul 14, 2026
Instrument	20262484
Transaction Type	Mortgage
Record Updated	Jul 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14776 LOVERS LANE RD, PRINCETON, IL 61356-2645

Mortgage

Document Number	0000002484,
Date	Jul 14, 2026
Instrument	20262484

Lender

Name	CENTRAL BANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	6 Months
Due	Jan 14, 2027

Interest

Rate	7%
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUREAU IL
Recording Date	Jun 26, 2026
Property Address	532 S MAIN ST, PRINCETON, IL 61356-2007
Document Number	0000002281
Instrument Date	Jun 25, 2026
Instrument	20262281
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$24,997.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14776 LOVERS LANE RD, PRINCETON, IL 61356-2645

Mortgage

Document Number	0000002282,
Date	Jun 26, 2026
Instrument	20262282

Lender

Name	CENTRAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jun 25, 2051

Interest

Rate Type	Adjustable Rate
Rate	7.49%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BUREAU IL
Recording Date	Nov 24, 2025
Property Address	532 S MAIN ST, PRINCETON, IL 61356-2007
Document Number	2025R03986
Instrument Date	Nov 24, 2025
Instrument	2025R03986
Transaction Type	Transfer
Record Updated	Dec 10, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1709 LAKEWOOD DR, MENDOTA, IL 61342-1025

Tax Assessment & Valuation

The 2025 property tax bill for 532 S Main St was $2,168.

Source: Bureau County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Bureau County
County Subdivision	Princeton Township
Municipality	Princeton City
Elementary School District	Princeton Elementary School District 115 (PK - 08)
Secondary School District	Princeton High School District 500 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,168.00	$27,565 Land $12,259 Building $15,306	$82,695 Land $36,777 Building $45,918
2023		$23,773 Land $10,573 Building $13,200	$71,319 Land $31,719 Building $39,600
2022	$1,920.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 532 S Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 532 S Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PRINCETON serves 7,832 people · EPA ID IL0110850
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	21 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorine resolved · Oct 2019
Treatment and Procedure	Lead public education Dec 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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