532 Raymond St, Elgin, IL 60120 Property Records

Kane County property record for 532 Raymond St, Elgin, IL 60120

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 880 sqft · built 1900
Lot Size0.088 acres (3,892 sqft)
OwnerIndividual Name on File
Last Sale$605,000 (Sep 2017)
Tax Bill$3,277 (2025)
Deeds & MortgagesSep 2017 Sale
Flood ZoneZone X (minimal risk)
APN06-24-178-022

Property Details

APN / Parcel Number

Primary APN06-24-178-022

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area880 sqft Living Area
Gross Area1,320 sqft
Basement Area440 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Construction TypeFrame
Lot Area3,892 sqft (0.088 acres)

Utilities, Heating & Cooling

Cooling SystemNone
Water SourceCommercial

Location & Zoning

Street Address532 RAYMOND ST
CityELGIN
StateIL
Zip60120-7847
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGROTE & WALDRONS ADDN NORTH 28 FT LOT 6 BLOCK 3
Legal SubdivisionGROTE&WALDRONS ADDN
Legal Block3
Legal Lot Number6
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group5
Census Block5007
Census Tract851400

Owner

532 Raymond St is owned and occupied by an individual who bought it in September 2017.

Source: Kane County records, as of July 23, 2026

Owner of RecordIndividual Name on File
Mailing Address532 RAYMOND ST, ELGIN, IL 60120-7847
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 12, 2017 · Amount on File
Deed SaleSep 12, 2017 · Amount on File
Prior SaleMay 7, 2014 · Amount on File
Deed Document Number201747796
Prior Transfer DateJul 9, 2004
Prior Transfer Doc0000094451
Record UpdatedOct 29, 2026

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateSep 12, 2017
Property Address532 RAYMOND ST, ELGIN, IL 60120-7847
Document Number0000047796
Instrument DateAug 24, 2017
Instrument47796
Transaction TypeTransfer
Record UpdatedSep 28, 2017
Title CompanyATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND

Transaction

AmountAmount on Record
Tax$90.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address440 ANN ST ELGIN IL 601204230, ELGIN, IL 60120-4230

Tax Assessment & Valuation

The 2025 property tax bill for 532 Raymond St was $3,277.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,277.00$42,963 (+8.57%) Land $9,848 Building $33,115$128,941 (+8.57%) Land $29,556 Building $99,385
2024$39,572 Land $9,071 Building $30,501$118,764 Land $27,224 Building $91,540
2022$2,306.00 (+5.63%) Homeowner's exemption$32,597 (+6.96%) Land $7,472 Building $25,125$97,791 (+6.96%) Land $22,416 Building $75,375
2021$2,183.00 Homeowner's exemption$30,476 Land $6,986 Building $23,490$91,428 Land $20,958 Building $70,470

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 532 Raymond St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 532 Raymond St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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