San Diego County property record for 532 Rancho Trl, Ramona, CA 92065
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,580 sqft · built 2001 |
| Lot Size | 4.33 acres (189,050 sqft) |
| Owner | Company Name on Record |
| Last Sale | $477,500 (Mar 2002) |
| Tax Bill | $7,681 (2025) |
| Deeds & Mortgages | Sep 2022 Transfer Aug 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 279-104-25-00 |
| Primary APN | 279-104-25-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,580 sqft Living Area |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Lot Area | 189,050 sqft |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 532 RANCHO TRL |
|---|---|
| City | RAMONA |
| State | CA |
| Zip | 92065-7623 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A70 |
| Legal Description | PAR 2 TR PM17547 |
| Legal Subdivision | PARCEL MAP NO 17547 |
| Legal Tract | 1017547 |
| Legal Block | 1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | RAMONA |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 20807 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 532 RANCHO TRL, RAMONA, CA 92065-7623 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Sep 28, 2022 | Intrafamily Transfer, Transfer |
| Aug 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GROVES CAPITAL INC |
| Jun 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 17, 2019 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Feb 1, 2018 | Intrafamily Transfer, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 27, 2002 · Amount on Record |
| Deed Sale | Mar 27, 2002 · Amount on Record |
| Deed Document Number | 2002258744 |
| Last Transfer Date | Sep 14, 2022 |
| Transfer Doc | 0000380888 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 28, 2022 |
| Property Address | 532 RANCHO TRL, RAMONA, CA 92065-7623 |
| Document Number | 0000380888 |
| Instrument Date | Sep 14, 2022 |
| Instrument | 2022-0380888 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 532 RANCHO TRL, RAMONA, CA 92065-7623 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 532 RANCHO TRL, RAMONA, CA 92065-7623 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2021 |
| Title Company | ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 532 RANCHO TRL, RAMONA, CA 92065-7623 |
| Document Number | 0000554732 |
|---|---|
| Date | Aug 4, 2021 |
| Instrument | 2021-0554732 |
| Name | GROVES CAPITAL INC |
|---|---|
| Type | Non-Lending Institution |
| Address | SAN DIEGO, CA 92130 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 532 RANCHO TRL, RAMONA, CA 92065-7623 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WFG TITLE CO OF CA SAN DIEGO |
| Name | Verified Name |
|---|
| Document Number | 0000301369 |
|---|---|
| Date | Jun 11, 2020 |
| Instrument | 2020-0301369 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 532 RANCHO TRL, RAMONA, CA 92065-7623 |
| Document Number | 0000600615 |
| Instrument Date | Dec 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2020 |
| Title Company | STEWART TITLE, STEWART TITLE/CA |
| Name | Verified Name |
|---|---|
| Address | 532 RANCHO TRL RAMONA CA 920657623, RAMONA, CA 92065-7623 |
| Document Number | 0000600615 |
|---|---|
| Date | Dec 23, 2019 |
| Instrument | 600615 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 22, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 1, 2018 |
| Property Address | 532 RANCHO TRL, RAMONA, CA 92065-7623 |
| Document Number | 0000042904 |
| Instrument Date | Jan 25, 2018 |
| Instrument | 2018-0042904 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 532 RANCHO TRL, RAMONA, CA 92065-7623 |
| Document Number | 0000042905 |
|---|---|
| Date | Feb 1, 2018 |
| Instrument | 2018-0042905 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2048 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $719,500 (+2%) Land $256,154 Building $463,346 | |
| 2025 | $7,681.00 (+6.96%) Homeowner's exemption | $705,393 (+4.04%) Land $251,132 Building $454,261 |
| 2023 | $7,181.00 (-1.13%) Homeowner's exemption | $678,003 Land $241,381 Building $436,622 |
| 2022 | $7,263.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (1993) |
| Most Recent Claim | Jan 1993 · Severe Winter Storm, Mud & Land Slides, & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 93% of the US · above 77% of California |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL · Fixed Wireless in parts of the area | 50 / 10 |
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