532 Pontoon Rd, Huger, SC 29450 Property Records

Berkeley County property record for 532 Pontoon Rd, Huger, SC 29450

Property Summary

Property Type	Single Family Home
Details	4,216 sqft · built 2020
Lot Size	0.499 acres (21,776 sqft)
Owner	Individual Name on File
Last Sale	$579,922 (Oct 2020)
Tax Bill	$401 (2025)
Deeds & Mortgages	Jan 2026 Second Mortgage Nov 2023 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`249-13-01-015`

Property Details

APN / Parcel Number

Primary APN	`249-13-01-015`
Alternative APN	`257-00-00-005`

Interior

Building Area	4,216 sqft Finished Area
1st Floor Area	1,972 sqft
2nd Floor Area	2,244 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	21,776 sqft
Garage Area	634 sqft
Pool Area	1 sqft
Porch	Slab
Porch Area	84 sqft

Location & Zoning

Street Address	532 PONTOON RD
City	HUGER
State	SC
Zip	29450-8528
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BERKELEY C
Legal Description	LOT 83BRIDGES @ SEVEN LAKESPH 3
Legal Subdivision	(BRIDGES-PH2)@SEVEN LAKES
Legal Lot Number	83
Jurisdiction	BERKELEY SC
Township / Civil Division	WANDO
Census Block Group	1
Census Block	1031
Census Tract	20405

Owner

532 Pontoon Rd is owned and occupied by an individual who bought it in October 2020.

Source: Berkeley County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	532 PONTOON RD, HUGER, SC 29450-8528
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage REV FEDERAL CREDIT UNION
Nov 6, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage REV FEDERAL CREDIT UNION
Feb 22, 2022	Deed of Trust, Mortgage · Line of Credit REV FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 8, 2020 · Amount on File
Deed Sale	Oct 8, 2020 · Amount on File
Deed Document Number	202039185
Deed Book / Page	3531 / 453
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	532 PONTOON RD, HUGER, SC 29450-8528
Transaction Type	Mortgage
Record Updated	Feb 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	05450/0949
Date	Jan 22, 2026
Book Page	5450/949
Instrument	2026002318

Lender

Name	REV FEDERAL CREDIT UNION
Type	Credit Union
Address	CHARLESTON, SC 29423

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2041

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	532 PONTOON RD, HUGER, SC 29450-8528
Transaction Type	Mortgage
Record Updated	Nov 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	04705/0924
Date	Nov 6, 2023
Book Page	4705/924
Instrument	2023034020

Lender

Name	REV FEDERAL CREDIT UNION
Type	Credit Union
Address	CHARLESTON, SC 29423

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2038

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	532 PONTOON RD, HUGER, SC 29450-8528
Transaction Type	Mortgage
Record Updated	Mar 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	04155/0754
Date	Feb 22, 2022
Book Page	4155/754
Instrument	2022007173

Lender

Name	REV FEDERAL CREDIT UNION
Type	Credit Union
Address	CHARLESTON, SC 29423

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 532 Pontoon Rd was $401, up 6.4% from the year before.

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$769,925 (+2,4%) Land $117,738 Building $652,187	$915,500 (-) Land $140,000 Building $775,500
2025	$401.00 (+6.37%)	$30,797 (-) Land $4,710 Building $26,087	$915,500 (-) Land $140,000 Building $775,500
2024	$377.00 Additional exemption filed	$30,797 Land $4,710 Building $26,087	$915,500 Land $140,000 Building $775,500
2022	$361.00 Additional exemption filed	$26,780 Land $4,800 Building $21,980	$669,500 Land $120,000 Building $549,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 532 Pontoon Rd in Zone X, an area of minimal flood risk, though there have been 24 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 100 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	100 in force
Nearby Flood Claims	24 (1983–2017)
Claims Outside the SFHA	4 of 24
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Matthew, Oct 2016 · 2 claims Severe Storms And Flooding, Oct 2015 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 532 Pontoon Rd is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 73% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Home Telecom Fiber	5,000 / 5,000

Cell Coverage

4G LTE only, no 5G reported

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