532 Platte Rd, Lusby, MD 20657 Property Records

Calvert County property record for 532 Platte Rd, Lusby, MD 20657

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,932 sqft · built 1995
Owner	Individual Name on Record
Tax Bill	$2,494 (2023)
Deeds & Mortgages	Jun 2019 Sale & Mortgage Sep 2018 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`01-126199`

Property Details

APN / Parcel Number

Primary APN	`01-126199`
Alternative APNs	`1126199` `126199`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	1,932 sqft Total Area
1st Floor Area	1,282 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Porch	Open Porch
Porch Area	95 sqft
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	126199
Old Parcel Number	1126199
Street Address	532 PLATTE RD
City	LUSBY
State	MD
Zip	20657-3723
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LT 4 SEC 2E CHES RANCH ESTS
Legal Subdivision	CHES RANCH ESTATES
Legal Block	2E
Legal Lot Number	4
Jurisdiction	CALVERT MD
Township / Civil Division	1, SOLOMONS ISLAND
Census Block Group	3
Census Block	3004
Census Tract	861004

Owner

Source: Calvert County records, as of September 18, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	532 PLATTE RD, LUSBY, MD 20657-3723
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2019	Deed, Transfer · Conventional Mortgage C&F MORTGAGE CORP
Sep 25, 2018	Trustee's Deed, Foreclosure OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2020
Deed Sale	May 12, 2020
Prior Sale	Jun 4, 2019 · Amount on Record
Deed Document Number	0005588100
Deed Book / Page	5368 / 030
Record Updated	Jun 7, 2026

June 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Jun 4, 2019
Property Address	532 PLATTE RD, LUSBY, MD 20657-3723
Document Number	0053680030
Book / Page	5368 / 030
Map Reference	MB JLB 1 PL 30
Instrument Date	May 23, 2019
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	MARYLAND TRUST T&E LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	532 PLATTE RD, LUSBY, MD 20657-3723

Mortgage

Document Number	5368038
Date	Jun 4, 2019
Instrument	5368/038

Lender

Name	C&F MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2049

September 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CALVERT MD
Recording Date	Sep 25, 2018
Property Address	532 PLATTE RD, LUSBY, MD 20657-3723
Document Number	0052580026
Book / Page	005258 / 000026
Instrument Date	Mar 1, 2018
Transaction Type	Foreclosure
Record Updated	Oct 9, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$164.62
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,494.00 Homeowner's exemption	$240,100 Land $55,200 Building $184,900	$240,100 Land $55,200 Building $184,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1995)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1995 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 85% of Maryland
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESAPEAKE RANCH ESTATES private · serves 9,500 people · EPA ID MD0040004
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: IQ Fiber, T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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