532 Ostrander Ave, Riverhead, NY 11901 Property Records

Suffolk County and Riverhead Town property record for 532 Ostrander Ave, Riverhead, NY 11901

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,258 sqft · built 1925
Lot Size	0.85 acres (37,026 sqft)
Owner	2 Individual Names on File
Last Sale	$96,000 (Jun 1997)
Tax Bill	$9,171 (2024)
Deeds & Mortgages	Sep 2023 Line of Credit Jun 2018 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`473000 127.-2-16`

Property Details

APN / Parcel Number

Primary APN	`473000 127.-2-16`
Alternative APNs	`0600-127.00-02.00-016.000` `300012700000020160000000` `47300013890` `04`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,258 sqft Living Area
Gross Area	1,402 sqft
1st Floor Area	1,258 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Old Style
Exterior Material	Brick
Lot Area	37,026 sqft (0.85 acres)
Lot Dimensions	223 ft deep x 165 ft wide
View / Lot	Canal
Porch	Enclosed Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Account Number	04
Street Address	532 OSTRANDER AVE
City	RIVERHEAD
State	NY
Zip	11901-4680
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03
Legal Description	LTS 11-13 & S 15FT LT10 391 OSTRANDER EST BLK D 661 0000 3
Legal Block	2
Legal Lot Number	16
Jurisdiction	SUFFOLK NY
Township / Civil Division	RIVERHEAD
Census Block Group	3
Census Block	3011
Census Tract	169800

Owner

532 Ostrander Ave is owned and occupied by two individuals who bought it in June 1997.

Source: Suffolk County and Riverhead Town records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	532 OSTRANDER AVE, RIVERHEAD, NY 11901-4680
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2023	Deed of Trust, Mortgage · Line of Credit TEACHERS FCU
Jun 6, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance TEACHERS FCU
Dec 21, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance TEACHERS FCU
Jul 7, 2020	Loan Modification, Consolidation and Extension, Mortgage · Conventional with PMI TEACHERS FED'L CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 1997 · Amount on File
Deed Sale	Jun 3, 1997 · Amount on File
Deed Book / Page	11833 / 635
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	532 OSTRANDER AVE, RIVERHEAD, NY 11901-4680
Transaction Type	Mortgage
Record Updated	Mar 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0235350944
Date	Sep 18, 2023
Book Page	23535/944

Lender

Name	TEACHERS FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	349 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	532 OSTRANDER AVE, RIVERHEAD, NY 11901-4680
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	1ST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0229320557
Date	Jun 6, 2018
Book Page	22932/557
Instrument	18-0103735

Lender

Name	TEACHERS FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	532 OSTRANDER AVE, RIVERHEAD, NY 11901-4680
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0232100174
Date	Dec 21, 2020
Book Page	23210/174
Instrument	DL042975

Lender

Name	TEACHERS FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	349 Months
Due	Jan 1, 2050

July 2020: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	SUFFOLK NY
Property Address	532 OSTRANDER AVE, RIVERHEAD, NY 11901-4680
Document Number	0232100175
Instrument Date	Jul 7, 2020
Transaction Type	Mortgage
Record Updated	Jun 21, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	532 OSTRANDER AVE RIVERHEAD NY 119014680, RIVERHEAD, NY 11901-4680

Mortgage

Document Number	0232100175
Date	Dec 21, 2020
Book Page	023210/000175

Lender

Name	TEACHERS FED'L CU
Address	HAUPPAUGE, NY 11788

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 20, 2050

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Suffolk County and Riverhead Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Riverhead Town
Unified School District	Riverhead Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$42,400 Land $13,000 Building $29,400	$519,608 Land $159,314 Building $360,294
2024	$9,171.00
2023		$42,400 Land $13,000 Building $29,400	$456,404 Land $139,935 Building $316,469

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 532 Ostrander Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1979–2010)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 532 Ostrander Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVERHEAD WATER DISTRICT serves 35,000 people · EPA ID NY5103705
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrite resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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