532 Oregon St, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 532 Oregon St, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,480 sqft · built 1937
Lot Size	0.126 acres (5,489 sqft)
Owner	Trust Name on File
Last Sale	$310,000 (Aug 2009)
Tax Bill	$5,134 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jul 2020 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`018-081-06`

Property Details

APN / Parcel Number

Primary APN	`018-081-06`
Alternative APN	`018-081-06-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,480 sqft Living Area
Gross Area	1,804 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	5,489 sqft (0.126 acres)
Garage Type	Attached
Garage Area	324 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	532 OREGON ST
City	WATSONVILLE
State	CA
Zip	95076-4016
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	BREWINGTON-ROGERS 02
Legal Lot Number	34
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	1
Census Block	1009
Census Tract	110201

Owner

532 Oregon St is owner-occupied and held in a trust since July 2020.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	Trust Name on File
Mailing Address	532 OREGON ST, WATSONVILLE, CA 95076-4016
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jul 24, 2020	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Aug 13, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Aug 13, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Jan 25, 2019	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Jan 24, 2019	Intrafamily Transfer, Transfer · Line of Credit BAY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2009 · Amount on File
Deed Sale	Aug 7, 2009 · Amount on File
Prior Sale	Jan 2, 2009 · Amount on File
Deed Document Number	200938187
Last Transfer Date	Jul 20, 2020
Transfer Doc	0000027560
Record Updated	Sep 20, 2026

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 24, 2020
Property Address	532 OREGON ST, WATSONVILLE, CA 95076-4016
Document Number	0000027560
Map Reference	MB 23 PG 28
Instrument Date	Jul 20, 2020
Instrument	2020-0027560
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	532 OREGON ST, WATSONVILLE, CA 95076-4016

Mortgage

Document Number	0000027561
Date	Jul 24, 2020
Instrument	2020-0027561

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 24, 2020
Property Address	532 OREGON ST, WATSONVILLE, CA 95076-4016
Document Number	0000027644
Instrument Date	Jul 20, 2020
Instrument	27644
Transaction Type	Transfer
Record Updated	Aug 4, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	532 OREGON ST WATSONVILLE CA 950764016, WATSONVILLE, CA 95076-4016

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 13, 2019
Property Address	532 OREGON ST, WATSONVILLE, CA 95076-4016
Document Number	0000023228
Instrument Date	Jul 23, 2019
Instrument	23228
Transaction Type	Transfer
Record Updated	Aug 29, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	532 OREGON ST WATSONVILLE CA 950764016, WATSONVILLE, CA 95076-4016

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 13, 2019
Property Address	532 OREGON ST, WATSONVILLE, CA 95076-4016
Document Number	0000023227
Instrument Date	Jul 23, 2019
Instrument	23227
Transaction Type	Transfer
Record Updated	Aug 29, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	532 OREGON ST WATSONVILLE CA 950764016, WATSONVILLE, CA 95076-4016

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jan 25, 2019
Property Address	532 OREGON ST, WATSONVILLE, CA 95076-4016
Document Number	0000001946
Instrument Date	Jan 16, 2019
Instrument	1946
Transaction Type	Transfer
Record Updated	Feb 6, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	532 OREGON ST WATSONVILLE CA 950764016, WATSONVILLE, CA 95076-4016

January 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Jan 24, 2019
Property Address	532 OREGON ST, WATSONVILLE, CA 95076-4016
Document Number	0000001816
Map Reference	MB 23 PG 28
Instrument Date	Jan 16, 2019
Instrument	2019-0001816
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	532 OREGON ST, WATSONVILLE, CA 95076-4016

Mortgage

Document Number	0000001817
Date	Jan 24, 2019
Instrument	2019-0001817

Lender

Name	BAY FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	302 Months
Due	Mar 15, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 532 Oregon St was $5,134 with a homeowner's exemption.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Watsonville City
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$408,161 (+2%) Land $210,663 Building $197,498
2025	$5,134.00 Homeowner's exemption	$400,157 Land $206,532 Building $193,625
2023	$4,514.00 (+1.46%) Homeowner's exemption	$384,618 Land $198,512 Building $186,106	$604,710
2022	$4,449.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 532 Oregon St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 532 Oregon St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 823 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

Nearby Properties on Oregon St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures