532 Oak Hill School Rd, Townsend, DE 19734 Property Records

New Castle County property record for 532 Oak Hill School Rd, Townsend, DE 19734

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,554 sqft · built 1988
Lot Size	11 acres (479,160 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,620 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-020.00-084`

Property Details

APN / Parcel Number

Primary APN	`15-020.00-084`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,554 sqft Living Area
1st Floor Area	1,036 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	479,160 sqft (11 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	532 OAK HILL SCHOOL RD
City	TOWNSEND
State	DE
Zip	19734-9654
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Subdivision	MANGUM SUBD
Legal Lot Number	6
Jurisdiction	NEW CASTLE DE
Township / Civil Division	MIDDLETOWN-ODESSA
Census Block Group	2
Census Block	2015
Census Tract	16901

Owner

532 Oak Hill School Rd is owned and occupied by two individuals who acquired it in March 2007.

Source: New Castle County records, as of April 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	532 OAK HILL SCHOOL RD, TOWNSEND, DE 19734-9654
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2025	Deed of Trust, Mortgage · Line of Credit WILMINGTON SAVINGS FUND SOCIETY FSB
Apr 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Oct 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage RESIDENTIAL MORTGAGE SOLUTIONS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 27, 2007
Transfer Doc	0000034012
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW CASTLE DE
Property Address	532 OAK HILL SCHOOL RD, TOWNSEND, DE 19734-9654
Transaction Type	Mortgage
Record Updated	Oct 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	532 OAK HILL SCHOOL RD, TOWNSEND, DE 19734-9654

Mortgage

Document Number	0000072868
Date	Oct 8, 2025
Instrument	20251008-0072868

Lender

Name	WILMINGTON SAVINGS FUND SOCIETY FSB
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW CASTLE DE
Property Address	532 OAK HILL SCHOOL RD, TOWNSEND, DE 19734-9654
Transaction Type	Mortgage
Record Updated	Apr 20, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042507
Date	Apr 12, 2021
Instrument	20210412-0042507

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2036

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW CASTLE DE
Property Address	532 OAK HILL SCHOOL RD, TOWNSEND, DE 19734-9654
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000052062
Date	Oct 6, 2017
Instrument	20171006-0052062

Lender

Name	RESIDENTIAL MORTGAGE SOLUTIONS INC
Type	Mortgage Company
Address	MIDDLE RIVER, MD 21220

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 532 Oak Hill School Rd was $2,620.

Source: New Castle County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	New Castle County
Unified School District	Smyrna School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,620.00	$643,000 Land $288,000 Building $355,000
2024			$569,250
2023	$2,281.00	$108,200 Land $18,000 Building $90,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 532 Oak Hill School Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 532 Oak Hill School Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 74% of Delaware
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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