532 Oak Hill Rd, Smithfield, ME 04978 Property Records

Somerset County and Smithfield Town property record for 532 Oak Hill Rd, Smithfield, ME 04978

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,638 sqft · built 2006
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on File
Last Sale	$480,000 (Mar 2022)
Tax Bill	$4,395 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Dec 2020 Mortgage
APN	`SMID M:007 L:025`

Property Details

APN / Parcel Number

Primary APN	`SMID M:007 L:025`
Alternative APN	`768`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,638 sqft Living Area
Gross Area	774 sqft
1st Floor Area	684 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Rustic
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	768
Street Address	532 OAK HILL RD
City	SMITHFIELD
State	ME
Zip	04978-3136
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	25
Jurisdiction	SMITHFIELD ME
Township / Civil Division	SMITHFIELD
Census Block Group	2
Census Block	2007
Census Tract	967000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

532 Oak Hill Rd is owned and occupied by two individuals who bought it in March 2022.

Source: Somerset County and Smithfield Town records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	532 OAK HILL RD, SMITHFIELD, ME 04978-3136
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage KV FEDERAL CREDIT UNION
Dec 15, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage SKOWHEGAN SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2022 · Amount on File
Deed Sale	Mar 16, 2022 · Amount on File
Prior Sale	Dec 15, 2020 · Amount on File
Deed Book / Page	5849 / 64
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SMITHFIELD ME
Recording Date	Mar 16, 2022
Property Address	532 OAK HILL RD, SMITHFIELD, ME 04978-3136
Document Number	0058490064
Book / Page	5849 / 64
Instrument Date	Mar 4, 2022
Instrument	2948
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	45 RICHARDS RD, BENTON, ME 04901-2822

Mortgage

Document Number	0000002949
Date	Mar 16, 2022
Instrument	2949

Lender

Name	KV FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SMITHFIELD ME
Recording Date	Dec 15, 2020
Property Address	532 OAK HILL RD, SMITHFIELD, ME 04978-3136
Document Number	0056450211
Book / Page	5645 / 211
Instrument Date	Nov 23, 2020
Instrument	16402
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	14 PENN RD, PEABODY, MA 01960-3332

Mortgage

Document Number	0000016403
Date	Dec 15, 2020
Instrument	16403

Lender

Name	SKOWHEGAN SAVINGS BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 532 Oak Hill Rd was $4,395, up 4.3% from the year before.

Source: Somerset County and Smithfield Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Somerset County
County Subdivision	Smithfield Town
Unified School District	School Administrative District 54 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,395.00 (+4.3%)	$301,000 (-) Land $46,300 Building $254,700
2024	$4,214.00 (+22.89%)	$301,000 (+47.48%) Land $46,300 Building $254,700
2023	$3,429.00	$204,100 (-) Land $31,400 Building $172,700	$240,350
2022	$3,429.00	$204,100 Land $31,400 Building $172,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 532 Oak Hill Rd; 3 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 532 Oak Hill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: TDS Telecom.

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