532 N Main St, Hebron, MD 21830 Property Records

Wicomico County property record for 532 N Main St, Hebron, MD 21830

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,289 sqft · built 1950
Lot Size3.44 acres (149,846 sqft)
Owner2 Individual Names on File
Last Sale$380,000 (Feb 2025)
Tax Bill$2,490 (2025)
Deeds & MortgagesMar 2026 Mortgage
Oct 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN15-000686

Property Details

APN / Parcel Number

Primary APN15-000686
Alternative APN
  • 000686

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,289 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Exterior MaterialBrick
Roof MaterialComposition Shingle
Lot Area149,846 sqft (3.44 acres)
Garage TypeDetached
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemBaseboard
SewerConnected

Location & Zoning

Account Number000686
Street Address532 N MAIN ST
CityHEBRON
StateMD
Zip21830-1057
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAR
Legal DescriptionLOT 3.44 AC 532 N MAIN ST E OF HEBRON
JurisdictionWICOMICO MD
Township / Civil Division15, HEBRON
Census Block Group2
Census Block2001
Census Tract10704

Owner

532 N Main St is owned and occupied by two individuals who bought it in February 2025.

Source: Wicomico County records, as of September 9, 2026

Owner of Record2 Individual Names on File
Mailing Address532 N MAIN ST, HEBRON, MD 21830-1057
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 31, 2026Deed of Trust, Mortgage · Conventional Mortgage
STATE EMPLOYEES CU OF MARYLAND INC
Oct 11, 2022Deed, Transfer · FHA Mortgage
NFM INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 24, 2025 · Amount on File
Deed SaleFeb 24, 2025 · Amount on File
Prior SaleJan 20, 2015 · Amount on File
Deed Book / Page5508 / 49
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWICOMICO MD
Property Address532 N MAIN ST, HEBRON, MD 21830-1057
Transaction TypeMortgage
Record UpdatedApr 23, 2026
Title CompanySECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address532 N MAIN ST, HEBRON, MD 21830-1057

Mortgage

Document Number0056930083
DateMar 31, 2026
Book Page5693/83
Lender
NameSTATE EMPLOYEES CU OF MARYLAND INC
TypeCredit Union
AddressBALTIMORE, MD 21203
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2056
Interest
Rate TypeAdjustable Rate
Rate5.75%
AdjustableAdjustable Rate Rider
Type Change DateApr 1, 2033
Change FrequencyAnnually
Min Rate At Change2.5%
Max Rate At Change10.7%
Index1-Year CMT
Max Rate10.7%

October 2022: Deed, Transfer

Document TypeDeed
JurisdictionWICOMICO MD
Recording DateOct 11, 2022
Property Address532 N MAIN ST, HEBRON, MD 21830-1057
Document Number0051700434
Book / Page5170 / 434
Map ReferenceLB 3800 PG 352
Instrument DateSep 23, 2022
Transaction TypeTransfer
Record UpdatedOct 26, 2022
Title CompanyNOT AVAILABLE, CSMB LLC DBA EASTERN TTL & S

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$812.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address532 N MAIN ST, HEBRON, MD 21830-1057

Mortgage

Document Number0051700443
DateOct 11, 2022
Instrument5170-0443
Lender
NameNFM INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 532 N Main St was $2,490 with a homeowner's exemption.

Source: Wicomico County assessment roll, as of September 9, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyWicomico County
Unified School DistrictWicomico County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$310,700 (+15.02%) Land $44,100 Building $266,600$310,700 (-) Land $44,100 Building $266,600
2025$2,490.00 Homeowner's exemption$270,133$310,700 Land $44,100 Building $266,600
2023$1,885.00$189,000 Land $44,100 Building $144,900$189,000 Land $44,100 Building $144,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 532 N Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 532 N Main St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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