532 Margaret Dr, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 532 Margaret Dr, Chesapeake, VA 23322

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,214 sqft · built 1987
Lot Size	4.43 acres (193,101 sqft)
Owner	2 Individual Names on Record
Last Sale	$650,000 (Feb 2026)
Tax Bill	$7,324 (2025)
Deeds & Mortgages	Dec 2006 Line of Credit Aug 2006 Mortgage + 2 more
APN	`0771003000520`

Property Details

APN / Parcel Number

Primary APN	`0771003000520`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,214 sqft Living Area
1st Floor Area	1,323 sqft
Upper Floors Area	1,323 sqft
Attic	Attic
Attic Area	550 sqft
Flooring	Combination, Other
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Wood
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	193,101 sqft (4.43 acres)
Lot Dimensions	947 ft deep x 200 ft wide
Garage Type	Attached
Garage Area	550 sqft

Exterior Amenities

Porch	Slab
Porch Area	973 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	532 MARGARET DR
City	CHESAPEAKE
State	VA
Zip	23322-1316
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1: AGRICU
Legal Description	52 KING JAMES COLONY SEC A-4 4.433 AC
Legal Subdivision	BLACKWATER FOREST, KING JAMES COLONY
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	2
Census Block	2024
Census Tract	21103

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	532 MARGARET DR, CHESAPEAKE, VA 23322-1316
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2006	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Aug 15, 2006	Deed of Trust, Mortgage · ARM FREMONT INVESTMENT & LOAN
Oct 10, 2007	Deed of Trust, Mortgage · Line of Credit MONARCH BANK
Feb 23, 2026	Bargain and Sale Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2026 · Amount on Record
Deed Sale	Feb 23, 2026 · Amount on Record
Deed Document Number	20264386
Deed Book / Page	10947 / 1339
Record Updated	Oct 29, 2026

December 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	532 MARGARET DR, CHESAPEAKE, VA 23322-1316
Transaction Type	Mortgage
Record Updated	Apr 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006887/208
Date	Dec 21, 2006
Book Page	6887/208

Lender

Name	JPMORGAN CHASE BANK NA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 28, 2036

Interest

Rate Type	Adjustable Rate

August 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	532 MARGARET DR, CHESAPEAKE, VA 23322-1316
Transaction Type	Mortgage
Record Updated	Apr 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006691/130
Date	Aug 15, 2006
Book Page	6691/130

Lender

Name	FREMONT INVESTMENT & LOAN

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	7.3%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2008

October 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	532 MARGARET DR, CHESAPEAKE, VA 23322-1316
Transaction Type	Mortgage
Record Updated	Apr 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007241/15
Date	Oct 10, 2007
Book Page	7241/15

Lender

Name	MONARCH BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Feb 23, 2026
Property Address	532 MARGARET DR, CHESAPEAKE, VA 23322-1316
Document Number	10947/1339
Book / Page	10947 / 1339
Map Reference	MB 39 PG 99&99A
Instrument Date	Feb 17, 2026
Instrument	260004386
Transaction Type	Transfer
Record Updated	Apr 27, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$725.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	532 MARGARET DR, CHESAPEAKE, VA 23322-1316

Mortgage

Document Number	0260004387
Date	Feb 23, 2026
Instrument	260004387

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$671,900 (-7.34%) Land $279,000 Building $392,900	$671,900 (-7.34%) Land $279,000 Building $392,900
2025	$7,324.00 (+10.53%)	$725,100 (+6.88%) Land $247,200 Building $477,900	$725,100 (+6.88%) Land $247,200 Building $477,900
2024	$6,626.00 (+24.15%)
2023		$678,400 (+12.37%) Land $197,200 Building $481,200	$678,400 (+12.37%) Land $197,200 Building $481,200
2022		$603,700 Land $177,200 Building $426,500	$603,700 Land $177,200 Building $426,500
2019	$5,337.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 89% of Virginia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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