Chemung County and Big Flats Town property record for 532 Maple St, Big Flats, NY 14814
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,120 sqft · built 1964 |
| Lot Size | 0.507 acres (22,100 sqft) |
| Owner | Individual Name on File |
| Last Sale | $72,000 (Oct 1999) |
| Tax Bill | $4,484 (2026) |
| Deeds & Mortgages | Jun 2009 Mortgage Feb 2021 Mortgage + 2 more |
| APN | 072400 66.04-2-9 |
| Primary APN | 072400 66.04-2-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,120 sqft Living Area |
| 1st Floor Area | 1,132 sqft |
| Basement Area | 988 sqft |
| Finished Basement | 988 sqft |
| Unfinished Basement | 988 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 22,100 sqft (0.507 acres) |
| Lot Dimensions | 340 ft deep x 65 ft wide |
| Garage Type | Detached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 240 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 01866001 |
|---|---|
| Street Address | 532 MAPLE ST |
| City | BIG FLATS |
| State | NY |
| Zip | 14814-9704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 05 - COMME |
| Legal Block | 2 |
| Legal Lot Number | 9.000 |
| Jurisdiction | CHEMUNG NY |
| Township / Civil Division | BIG FLATS |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 10302 |
532 Maple St is owned and occupied by an individual who bought it in October 1999.
Source: Chemung County and Big Flats Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 532 MAPLE ST, BIG FLATS, NY 14814-9704 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 30, 2009 | Deed of Trust, Mortgage FIVE STAR BANK |
| Feb 9, 2021 | Deed of Trust, Mortgage · Balloon Mortgage CHEMUNG CANAL TRUST CO |
| Jul 7, 2015 | Deed of Trust, Mortgage CHEMUNG CANAL TRUST CO |
| Feb 9, 2021 | Deed of Trust, Mortgage · Balloon Mortgage CHEMUNG CANAL TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 1, 1999 · Amount on File |
| Deed Sale | Oct 1, 1999 · Amount on File |
| Deed Book / Page | 1120 / 11 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEMUNG NY |
| Property Address | 532 MAPLE ST, BIG FLATS, NY 14814-9704 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2009063000005076 |
|---|---|
| Date | Jun 30, 2009 |
| Instrument | 20090630-00005076 |
| Name | FIVE STAR BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 175 Months |
| Due | Jan 1, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEMUNG NY |
| Property Address | 532 MAPLE ST, BIG FLATS, NY 14814-9704 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0202101989 |
|---|---|
| Date | Feb 9, 2021 |
| Instrument | 202101989 |
| Name | CHEMUNG CANAL TRUST CO |
|---|---|
| Type | Funding / Finance Company |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 481 Months |
| Due | Mar 1, 2061 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEMUNG NY |
| Property Address | 532 MAPLE ST, BIG FLATS, NY 14814-9704 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2015070700515150 |
|---|---|
| Date | Jul 7, 2015 |
| Instrument | 20150707-00515150 |
| Name | CHEMUNG CANAL TRUST CO |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 54 Months |
| Due | Jan 1, 2020 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEMUNG NY |
| Property Address | 532 MAPLE ST, BIG FLATS, NY 14814-9704 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202101989 |
|---|---|
| Date | Feb 9, 2021 |
| Instrument | 202101989 |
| Name | CHEMUNG CANAL TRUST CO |
|---|---|
| Type | Funding / Finance Company |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 481 Months |
| Due | Mar 1, 2061 |
The 2026 property tax bill for 532 Maple St was $4,484 with a homeowner's exemption, up 13.1% from the year before.
Source: Chemung County and Big Flats Town assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Chemung County |
| County Subdivision | Big Flats Town |
| Unified School District | Horseheads Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,484.00 (+13.09%) Homeowner's exemption | ||
| 2025 | $3,965.00 | $147,100 Land $18,500 Building $128,600 | $172,700 Land $21,720 Building $150,980 |
| 2023 | $136,200 Land $17,100 Building $119,100 | $144,894 Land $18,192 Building $126,702 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 532 Maple St; there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2018 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 532 Maple St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BIG FLATS WATER DISTRICT 5 serves 8,489 people · EPA ID NY0701011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Empire Long Distance Fiber | 1,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Xtreme5G Fixed Wireless | 100 / 20 |
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