Harford County property record for 532 Macintosh Cir, Joppa, MD 21085
| Property Type | Townhouse |
|---|---|
| Details | 2 ba · 1,240 sqft · built 1998 |
| Lot Size | 0.051 acres (2,222 sqft) |
| Owner | Individual Name on File |
| Last Sale | $265,000 (Jun 2022) |
| Tax Bill | $2,083 (2025) |
| Deeds & Mortgages | Jun 2022 Line of Credit Jun 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-290746 |
| Primary APN | 01-290746 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,240 sqft Total Area |
| Basement Area | 450 sqft |
| Finished Basement | 450 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,222 sqft (0.051 acres) |
| Deck Area | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 290746 |
|---|---|
| Street Address | 532 MACINTOSH CIR |
| City | JOPPA |
| State | MD |
| Zip | 21085-5403 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R2 |
| Legal Description | LT 105 2222 SF 532 MACINTOSH CIRCLE LOHR'S ORCHARD P 84/13 |
| Legal Subdivision | LOHRS ORCHARD 02-A SEC I |
| Legal Lot Number | 105 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 301401 |
Source: Harford County records · APN 01-290746
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 532 MACINTOSH CIR, JOPPA, MD 21085-5403 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 29, 2022 | Deed of Trust, Mortgage · Line of Credit AMERIS BANK |
| Jun 29, 2022 | Deed, Transfer · FHA Mortgage AMERIS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 29, 2022 · Amount on Record |
| Deed Sale | Jun 29, 2022 · Amount on Record |
| Prior Sale | Apr 27, 2012 · Amount on Record |
| Deed Book / Page | 15577 / 285 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 532 MACINTOSH CIR, JOPPA, MD 21085-5403 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2023 |
| Title Company | UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 532 MACINTOSH CIR, JOPPA, MD 21085-5403 |
| Document Number | 0155770328 |
|---|---|
| Date | Jun 29, 2022 |
| Book Page | 15577/328 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Address | MOULTRIE, GA 31768 |
| Type | Line of Credit |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jun 29, 2022 |
| Property Address | 532 MACINTOSH CIR, JOPPA, MD 21085-5403 |
| Document Number | 0155770285 |
| Book / Page | 15577 / 285 |
| Map Reference | MB 84 PL 13 |
| Instrument Date | Jun 24, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jul 08, 2022 |
| Title Company | UNIVERSAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 532 MACINTOSH CIR, JOPPA, MD 21085-5403 |
| Document Number | 0155770293 |
|---|---|
| Date | Jun 29, 2022 |
| Instrument | 15577-0293 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2052 |
| Document Number | 0155770314 |
|---|---|
| Date | Jun 29, 2022 |
| Book Page | 15577/314 |
| Name | MARYLAND DEPT OF HOUSING & COMMUNITY DEV |
|---|---|
| Type | Government Agency |
| Address | LANHAM, MD 20706 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $244,500 (+48.63%) Land $55,000 Building $189,500 | $244,500 (+48.63%) Land $55,000 Building $189,500 | |
| 2025 | $2,083.00 (+17.75%) | ||
| 2023 | $164,500 Land $55,000 Building $109,500 | $164,500 Land $55,000 Building $109,500 | |
| 2022 | $1,769.00 |
Source: FEMA National Flood Hazard Layer as of October 15, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (1996–2025) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 474 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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