532 Jane St, Pinconning, MI 48650 Property Records

Bay County property record for 532 Jane St, Pinconning, MI 48650

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 648 sqft · built 1935
Lot Size	0.109 acres (4,748 sqft)
Owner	Individual Name on Record
Last Sale	$51,000 (Aug 2020)
Tax Bill	$1,075 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`180-B05-000-019-00`

Property Details

APN / Parcel Number

Primary APN	`180-B05-000-019-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	648 sqft Living Area
1st Floor Area	648 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Lot Area	4,748 sqft (0.109 acres)
Lot Dimensions	95 ft deep x 50 ft wide

Utilities, Heating & Cooling

Heating System	Space Heater

Location & Zoning

Street Address	532 JANE ST
City	PINCONNING
State	MI
Zip	48650-7516
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 19 ASSESSORS PLAT OF AL BERTHIAUME SUB, L5/P43 BCR
Legal Subdivision	A P OF AL BERTHIAUME SUB
Legal Lot Number	19
Jurisdiction	BAY MI
Township / Civil Division	PINCONNING
Census Block Group	2
Census Block	2009
Census Tract	286300

Owner

Source: Bay County records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	532 JANE ST, PINCONNING, MI 48650-7516
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK
Aug 19, 2020	Warranty Deed, Transfer FIFTH THIRD BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2020 · Amount on Record
Deed Sale	Aug 19, 2020 · Amount on Record
Prior Sale	May 22, 1998 · Amount on Record
Deed Document Number	202011423
Prior Transfer Date	Apr 29, 2005
Prior Transfer Doc	0023290808
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY MI
Recording Date	Jun 26, 2026
Property Address	532 JANE ST, PINCONNING, MI 48650-7516
Document Number	0000008579
Instrument Date	Jun 17, 2026
Instrument	20268579
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	532 JANE ST, PINCONNING, MI 48650-7516

Mortgage

Document Number	0000008579,
Date	Jun 26, 2026
Instrument	20268579

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.51%
Max Rate	-1%

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY MI
Recording Date	Aug 19, 2020
Property Address	532 JANE ST, PINCONNING, MI 48650-7516
Document Number	0000011423
Instrument Date	Aug 14, 2020
Instrument	11423
Transaction Type	Transfer
Record Updated	Feb 8, 2021
Title Company	OTHER

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$439.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	532 JANE ST PINCONNING MI 486507516, PINCONNING, MI 48650-7516

Mortgage

Document Number	11424
Date	Aug 19, 2020
Instrument	11424

Lender

Name	FIFTH THIRD BK
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 18, 2050

Tax Assessment & Valuation

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
Municipality	Pinconning City
Unified School District	Pinconning Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,075.00 (+27.37%) Homeowner's exemption	$35,200 (+9.32%)	$70,400 (+9.32%)
2025	$844.00 (-14.4%) Homeowner's exemption	$32,200 (+24.32%)	$64,400 (+24.32%)
2023		$25,900	$51,800
2022	$986.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1986)
Most Recent Claim	Sep 1986 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PINCONNING serves 1,204 people · EPA ID MI0005330
Water Source	Purchased surface water from BAY AREA WATER SYSTEM
Last State Inspection	Apr 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Point Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Jane St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures