Polk County property record for 532 Interlock St, Lake Alfred, FL 33850
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,486 sqft · built 2018 |
| Lot Size | 0.193 acres (8,403 sqft) |
| Owner | Individual Name on File |
| Last Sale | $248,800 (Dec 2018) |
| Tax Bill | $4,134 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage Dec 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-27-33-513980-000020 |
| Primary APN | 26-27-33-513980-000020 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,486 sqft Living Area |
| Gross Area | 3,285 sqft |
| 1st Floor Area | 2,486 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 8,403 sqft (0.193 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 799 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 246 sqft |
| Street Address | 532 INTERLOCK ST |
|---|---|
| City | LAKE ALFRED |
| State | FL |
| Zip | 33850-3913 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 4A THE LAKES PB 159 PG 7-8 LOT 2 |
| Legal Range | 26E |
| Legal Township | 27S |
| Legal Section | 33 |
| Legal Subdivision | TRACT 4A THE LAKES |
| Legal Tract | 4A |
| Legal Block | 4 |
| Legal Lot Number | 2 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 12900 |
532 Interlock St is owned and occupied by an individual who bought it in December 2018.
Source: Polk County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 532 INTERLOCK ST, LAKE ALFRED, FL 33850-3913 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 7, 2020 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Dec 3, 2018 | Grant Deed, Subdivision Related Transfer · FHA Mortgage CALIBER HM LOANS |
| Jun 14, 2018 | Warranty Deed, Transfer INNOVATIVE TITLE COMPANY LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 3, 2018 · Amount on File |
| Deed Sale | Dec 3, 2018 · Amount on File |
| Prior Sale | Jun 14, 2018 · Amount on File |
| Deed Document Number | 2018250417 |
| Deed Book / Page | 10686 / 327 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 532 INTERLOCK ST, LAKE ALFRED, FL 33850-3913 |
| Document Number | 0111732002 |
| Instrument Date | Mar 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 532 INTERLOCK ST LAKE ALFRED FL 338503913, LAKE ALFRED, FL 33850-3913 |
| Document Number | 0111732002 |
|---|---|
| Date | Mar 12, 2020 |
| Book Page | 011173/002002 |
| Instrument | 57711 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 11, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Dec 3, 2018 |
| Property Address | 532 INTERLOCK ST, LAKE ALFRED, FL 33850-3913 |
| Document Number | 0106860327 |
| Book / Page | 010686 / 000327 |
| Instrument Date | Nov 30, 2018 |
| Instrument | 250417 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 19, 2018 |
| Title Company | INNOVATIVE TITLE COMPANY LLC, INNOVATIVE TITLE CO LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,741.60 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 532 INTERLOCK ST LAKE ALFRED FL 33850, LAKE ALFRED, FL 33850 |
| Document Number | 106860328 |
|---|---|
| Date | Dec 3, 2018 |
| Book Page | 010686/000328 |
| Instrument | 250418 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 2, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jun 14, 2018 |
| Property Address | 532 INTERLOCK ST, LAKE ALFRED, FL 33850-3913 |
| Document Number | 0105171883 |
| Book / Page | 010517 / 001883 |
| Instrument Date | Jun 14, 2018 |
| Instrument | 127682 |
| Transaction Type | Transfer |
| Record Updated | Jul 3, 2018 |
| Title Company | INNOVATIVE TITLE COMPANY LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $210.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3020 S FLORIDA AVE #101 LAKELAND FL 338034058, 101, LAKELAND, FL 33803-4058 |
The 2025 property tax bill for 532 Interlock St was $4,134 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Lake Alfred City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $266,137 (+2.7%) | $315,039 (-1.39%) Land $36,000 Building $279,039 | |
| 2025 | $4,134.00 Homeowner's exemption | $259,140 | $319,471 Land $36,000 Building $283,471 |
| 2023 | $3,931.00 (+2%) Homeowner's exemption | $244,502 (+3%) | $349,381 (+1.78%) Land $36,000 Building $313,381 |
| 2022 | $3,854.00 Homeowner's exemption | $237,381 | $343,262 Land $30,000 Building $313,262 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 532 Interlock St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 532 Interlock St is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAKE ALFRED serves 5,584 people · EPA ID FL6530321 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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