532 Grayling Rd, Lakeside, MT 59922 Property Records

Flathead County property record for 532 Grayling Rd, Lakeside, MT 59922

Property Summary

Property Type	Rural Home
Details	4 bd · 3.5 ba · 2,100 sqft · built 1978
Lot Size	0.691 acres (30,100 sqft)
Owner	2 Individual Names on Record
Last Sale	$798,000 (Jan 2026)
Tax Bill	$2,438 (2025)
Deeds & Mortgages	Jul 2005 Mortgage Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R0756856`

Property Details

APN / Parcel Number

Primary APN	`R0756856`
Alternative APNs	`07-3704-12-4-15-05-0000` `0000167185`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,100 sqft Living Area
1st Floor Area	1,200 sqft
Upper Floors Area	900 sqft
Basement Area	1,440 sqft
Finished Basement	1,440 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Wood Shingle
Lot Area	30,100 sqft (0.691 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	240 sqft
Deck Area	368 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	0000167185
Street Address	532 GRAYLING RD
City	LAKESIDE
State	MT
Zip	59922-9694
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	TROUTBECK RISE SUB PH 1, S12, T26 N, R21 W, LOT 36, ASSR# 0000167185
Legal Range	21W
Legal Township	26N
Legal Section	12
Legal Subdivision	TROUTBECK RISE SUB PH 1
Legal Lot Number	36
Jurisdiction	FLATHEAD MT
Township / Civil Division	LAKESIDE-SOMERS
Census Block Group	1
Census Block	1032
Census Tract	1402

Owner

Source: Flathead County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	532 GRAYLING RD, LAKESIDE, MT 59922-9694
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2005	Deed of Trust, Mortgage · ARM GMAC MORTGAGE CORP
Jul 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jan 12, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Mar 9, 2018	Intrafamily Transfer, Transfer · FHA Mortgage STIFEL BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 12, 2026 · Amount on Record
Deed Sale	Jan 12, 2026 · Amount on Record
Prior Sale	Mar 9, 2018 · Amount on Record
Deed Document Number	2026723
Prior Transfer Date	Oct 13, 2025
Prior Transfer Doc	0000000723
Record Updated	Sep 20, 2026

July 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	532 GRAYLING RD, LAKESIDE, MT 59922-9694
Transaction Type	Mortgage
Record Updated	Feb 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	200521016130
Date	Jul 29, 2005
Instrument	200521016130

Lender

Name	GMAC MORTGAGE CORP
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Aug 1, 2010
Change Frequency	Annually
Min Rate At Change	2.37%
Max Rate At Change	10.1%
Index	1-Year LIBOR
Max Rate	10.1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	532 GRAYLING RD, LAKESIDE, MT 59922-9694
Transaction Type	Mortgage
Record Updated	Feb 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100022609
Date	Jul 6, 2021
Instrument	202100022609

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLATHEAD MT
Recording Date	Jan 12, 2026
Property Address	532 GRAYLING RD, LAKESIDE, MT 59922-9694
Document Number	202600000723
Instrument Date	Oct 13, 2025
Instrument	202600000723
Transaction Type	Transfer
Record Updated	Feb 11, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	532 GRAYLING RD, LAKESIDE, MT 59922-9694

Mortgage

Document Number	202600000724
Date	Jan 12, 2026
Instrument	202600000724

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Nov 1, 2055

March 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLATHEAD MT
Recording Date	Mar 9, 2018
Property Address	532 GRAYLING RD, LAKESIDE, MT 59922-9694
Document Number	201800004616
Instrument Date	Jan 28, 2018
Instrument	201800004616
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	BOSTON NATIONAL TITLE LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	532 GRAYLING RD, LAKESIDE, MT 59922-9694

Mortgage

Document Number	201800004617
Date	Mar 9, 2018
Instrument	201800004617

Lender

Name	STIFEL BANK & TRUST
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 3, 2025

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Somers Elementary School District (PK - 08)
Secondary School District	Flathead High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,438.00 (-37.31%)	$675,600 (+24.51%)	$675,600 (+24.51%) Land $132,530 Building $543,070
2023	$3,889.00	$542,600	$542,600 Land $96,085 Building $446,515

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 42% of Montana
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKESIDE WATER SYSTEM serves 1,225 people · EPA ID MT0000266
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: CenturyLink.

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