San Joaquin County property record for 532 Gerard Dr, Lodi, CA 95242
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,469 sqft · built 1958 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $445,000 (Mar 2023) |
| Tax Bill | $5,035 (2026) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage May 2018 Transfer |
| Flood Zone | Zone X (moderate risk) |
| APN | 035-310-190-000 |
| Primary APN | 035-310-190-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,469 sqft Living Area |
| 1st Floor Area | 1,469 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 8,276 sqft (0.19 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 035-310-19 |
|---|---|
| Street Address | 532 GERARD DR |
| City | LODI |
| State | CA |
| Zip | 95242-2474 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 457 LOT 8 |
| Legal Subdivision | MONTCLAIR PARK |
| Legal Tract | 457 |
| Legal Block | 1 |
| Legal Lot Number | 8 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | LODI |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 4205 |
532 Gerard Dr is owned and occupied by two individuals who bought it in March 2023.
Source: San Joaquin County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 532 GERARD DR, LODI, CA 95242-2474 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 2, 2023 | Grant Deed, Transfer · VA Mortgage GENEVA FINANCIAL LLC |
| May 21, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 2, 2023 · Amount on File |
| Deed Sale | Mar 2, 2023 · Amount on File |
| Prior Sale | May 24, 1996 · Amount on File |
| Deed Document Number | 202316349 |
| Prior Transfer Date | Jul 20, 2015 |
| Prior Transfer Doc | 0000090149 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Mar 2, 2023 |
| Property Address | 532 GERARD DR, LODI, CA 95242-2474 |
| Document Number | 0000016349 |
| Map Reference | VOL 14 PG 99 |
| Instrument Date | Feb 22, 2023 |
| Instrument | 2023-016349 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2023 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 532 GERARD DR, LODI, CA 95242-2474 |
| Document Number | 0000016350 |
|---|---|
| Date | Mar 2, 2023 |
| Instrument | 2023-016350 |
| Name | GENEVA FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | May 21, 2018 |
| Property Address | 532 GERARD DR, LODI, CA 95242-2474 |
| Document Number | 0000055714 |
| Instrument Date | May 15, 2018 |
| Instrument | 55714 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 532 GERARD DR LODI CA 952422474, LODI, CA 95242-2474 |
The 2026 property tax bill for 532 Gerard Dr was $5,035, up 0.3% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Lodi City |
| Unified School District | Lodi Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,035.00 (+0.32%) | ||
| 2025 | $5,019.00 | $462,978 Land $83,232 Building $379,746 | |
| 2023 | $2,260.00 (+2.26%) | $207,560 Land $79,830 Building $127,730 | $391,770 |
| 2022 | $2,210.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 532 Gerard Dr in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 532 Gerard Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LODI serves 67,093 people · EPA ID CA3910004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 747 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Softcom Internet Communications Fixed Wireless | 400 / 50 |
| DigitalPath Fixed Wireless | 200 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: GeoLinks, Matrix Broadband, Verizon.
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