532 Gem Dr, Roseburg, OR 97471 Property Records

Douglas County property record for 532 Gem Dr, Roseburg, OR 97471

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,567 sqft · built 1977
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Last Sale	$339,900 (Feb 2019)
Tax Bill	$3,293 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Dec 2019 Mortgage + 2 more
Flood Zone	Zone D (undetermined)
APN	`27-06W-29B-00800`

Property Details

APN / Parcel Number

Primary APN	`27-06W-29B-00800`
Alternative APN	`R21201`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,567 sqft Living Area
1st Floor Area	1,333 sqft
Attic Area	530 sqft
Flooring	Tile
Interior Walls	Paneling
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1995
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Metal
Lot Area	217,800 sqft (5 acres)
Garage Type	Basement
Garage Area	1,567 sqft
Driveway	Driveway
Driveway Area	304 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	240 sqft
Deck Area	824 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	R21201
Street Address	532 GEM DR
City	ROSEBURG
State	OR
Zip	97471-8649
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	TRACT M&B INST 71-13311 (IN FIRE) SEE R21241 FOR BAL TL, ACRES 5.00
Legal Range	06W
Legal Township	27S
Legal Section	29
Legal Quarter	NW
Jurisdiction	DOUGLAS OR
Township / Civil Division	MELROSE
Census Block Group	3
Census Block	3009
Census Tract	70000

Owner

Source: Douglas County records, as of February 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	532 GEM DR, ROSEBURG, OR 97471-8649
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK
Dec 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK
Nov 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BK
Feb 14, 2019	Warranty Deed, Transfer · Conventional Mortgage UMPQUA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2019 · Amount on Record
Deed Sale	Feb 14, 2019 · Amount on Record
Prior Sale	Jul 29, 2016 · Amount on Record
Deed Document Number	2019-003086
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS OR
Property Address	532 GEM DR, ROSEBURG, OR 97471-8649
Transaction Type	Mortgage
Record Updated	Feb 19, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	532 GEM DR, ROSEBURG, OR 97471-8649

Mortgage

Document Number	0000019747
Date	Oct 8, 2021
Instrument	2021-019747

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37064

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS OR
Property Address	532 GEM DR, ROSEBURG, OR 97471-8649
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTERN TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018786
Date	Dec 2, 2019
Instrument	2019-018786

Lender

Name	UMPQUA BANK
Type	Bank
Address	PORTLAND, OR 97224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS OR
Property Address	532 GEM DR, ROSEBURG, OR 97471-8649
Document Number	0000018814
Instrument Date	Nov 19, 2019
Transaction Type	Mortgage
Record Updated	Dec 13, 2019
Title Company	WESTERN TITLE AND ESCROW COMPANY, WESTERN TITLE & ESCROW CO

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	532 GEM DR ROSEBURG OR 974718649, ROSEBURG, OR 97471-8649

Mortgage

Document Number	0000018814
Date	Dec 2, 2019
Instrument	18814

Lender

Name	UMPQUA BK
Type	Bank
Address	TIGARD, OR 97224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS OR
Recording Date	Feb 14, 2019
Property Address	532 GEM DR, ROSEBURG, OR 97471-8649
Document Number	0000003086
Instrument Date	Feb 7, 2019
Instrument	2019-003086
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	WESTERN TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	943 M ST NW APT 4, 4, WASHINGTON, DC 20001-4383

Mortgage

Document Number	0000003087
Date	Feb 14, 2019
Instrument	2019-003087

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Douglas County
Unified School District	Winston-Dillard School District 116 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,293.00 (+2.78%)	$401,257 (+3%)	$761,413 (+8.25%) Land $254,800 Building $506,613
2024	$3,204.00 (+2.82%)	$389,570 (+3%)	$703,352 (+22.95%) Land $235,300 Building $468,052
2023	$3,116.00 (+3.14%)	$378,224 (+6.09%)	$572,058 (+23.32%) Land $236,600 Building $335,458
2022	$3,021.00	$356,513	$463,894 Land $191,100 Building $272,794

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1978–1981)
Most Recent Claim	Dec 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Oregon
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
DFN Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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