532 Gartrell St, Ashland, KY 41101 Property Records

Boyd County property record for 532 Gartrell St, Ashland, KY 41101

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 837 sqft · built 1942
Lot Size	0.143 acres (6,250 sqft)
Owner	2 Individual Names on File
Tax Bill	$359 (2025)
Deeds & Mortgages	Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`039-06-10-005.00`

Property Details

APN / Parcel Number

Primary APN	`039-06-10-005.00`
Alternative APN	`797251`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	837 sqft Living Area
Basement Area	837 sqft
Finished Basement	837 sqft
Family Room	Family Room

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,250 sqft (0.143 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Driveway	Gravel Driveway
Porch	Slab
Porch Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	797251
Street Address	532 GARTRELL ST
City	ASHLAND
State	KY
Zip	41101-5134
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	LOT 16 BLOCK 3 GARTRELL REALTY CO SUBDIVISION
Legal Subdivision	REALTY CO SUBITION
Legal Block	3
Legal Lot Number	16
Jurisdiction	BOYD KY
Township / Civil Division	ASHLAND
Census Block Group	1
Census Block	1038
Census Tract	30400

Owner

532 Gartrell St is owned by two individuals who acquired it in July 2017.

Source: Boyd County records, as of January 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	254 TREASURE COVE RD, GREENUP, KY 41144-8869
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 31, 2017
Transfer Doc	00D796/635
Record Updated	Jun 8, 2026

December 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BOYD KY
Recording Date	Dec 19, 2017
Property Address	532 GARTRELL ST, ASHLAND, KY 41101-5134
Document Number	00D796/635
Book / Page	D796 / 635
Instrument Date	Jul 31, 2017
Instrument	785803
Transaction Type	Transfer
Record Updated	Jan 4, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5631 SMALL BLVD, ASHLAND, KY 41102-8525

Mortgage

Document Number	0000785804
Date	Dec 19, 2017
Instrument	785804

Lender

Name	MEMBERS CHOICE CU
Type	Credit Union

Agreement

Amount	Amount on Record
Term	116 Months
Due	Aug 14, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 532 Gartrell St was $359.

Source: Boyd County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Boyd County
Municipality	Ashland City
Unified School District	Ashland Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$359.00	$54,000 Land $10,000 Building $44,000	$54,000 Land $10,000 Building $44,000
2023	$368.00	$54,000 Land $10,000 Building $44,000	$54,000 Land $10,000 Building $44,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 532 Gartrell St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	9 (1979–2021)
Claims Outside the SFHA	3 of 9
Most Recent Claim	Mar 2021 · Severe, Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe, Storms, Flooding, Landslides, And Mudslides, Mar 2021 · 2 claims Severe Storms, Tornadoes, And Flooding, May 2011 · 2 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 532 Gartrell St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHLAND WATER WORKS serves 44,402 people · EPA ID KY0100011
Water Source	Surface water
Last State Inspection	Nov 2025
Also Mapped Here	HECLA WATER ASSOCIATION
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2017 Haloacetic acids resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000