532 Emerald Bay, Laguna Beach, CA 92651 Property Records

Orange County property record for 532 Emerald Bay, Laguna Beach, CA 92651

Property Summary

Property Type	Single Family Home
Details	4 bd · 5.5 ba · 3,692 sqft · built 2016
Lot Size	0.537 acres (23,400 sqft)
Owner	2 Individual Names on File
Last Sale	$6,825,000 (Jun 2018)
Tax Bill	$77,637 (2025)
Deeds & Mortgages	Jun 2018 Sale Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`053-082-01`

Property Details

APN / Parcel Number

Primary APN	`053-082-01`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,692 sqft Living Area
Gross Area	4,158 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Lot Area	23,400 sqft (0.537 acres)
Garage Area	466 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	532 EMERALD BAY
City	LAGUNA BEACH
State	CA
Zip	92651-1270
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 1108 BLK LOT 21
Legal Subdivision	SUBDIVISION J OF EMERALD BAY
Legal Tract	1108
Legal Lot Number	21
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	2
Census Block	2043
Census Tract	62656

Owner

532 Emerald Bay is owned by two individuals who bought it in June 2018.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	122 W WASHINGTON AVE, 350, MADISON, WI 53703-2758
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2018	Grant Deed, Transfer TICOR TITLE INSURANCE COMPANY
Oct 31, 2017	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2018 · Amount on File
Deed Sale	Jun 7, 2018 · Amount on File
Prior Sale	Jul 21, 2014 · Amount on File
Deed Document Number	2018209580
Prior Transfer Date	Jul 26, 2012
Prior Transfer Doc	0000752626
Record Updated	Oct 29, 2026

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jun 7, 2018
Property Address	532 EMERALD BAY, LAGUNA BEACH, CA 92651-1270
Document Number	0000209580
Instrument Date	May 7, 2018
Instrument	209580
Transaction Type	Transfer
Record Updated	Jun 19, 2018
Title Company	TICOR TITLE INSURANCE COMPANY

Transaction

Amount	Amount on Record
Tax	$7,507.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	122 W WASHINGTON AVE #350 MADISON WI 537032758, 350, MADISON, WI 53703-2758

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	532 EMERALD BAY, LAGUNA BEACH, CA 92651-1270
Document Number	0000475709
Instrument Date	Oct 31, 2017
Transaction Type	Mortgage
Record Updated	Nov 17, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	532 EMERALD BAY LAGUNA BEACH CA 926511270, LAGUNA BEACH, CA 92651-1270

Mortgage

Document Number	0000475709
Date	Nov 9, 2017
Instrument	475709

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 8, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.87%

Tax Assessment & Valuation

The 2025 property tax bill for 532 Emerald Bay was $77,637.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Unified School District	Laguna Beach Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$7,653,797 (+2%) Land $6,216,258 Building $1,437,539
2025	$77,637.00	$7,503,723 Land $6,094,371 Building $1,409,352
2023	$73,876.00 (+2.28%)	$7,187,566 Land $5,857,719 Building $1,329,847
2022	$72,229.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 532 Emerald Bay in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 532 Emerald Bay is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 45% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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