532 E Washington St, Winchester, IN 47394 Property Records

Randolph County property record for 532 E Washington St, Winchester, IN 47394

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 2,016 sqft · built 1900
Lot Size0.197 acres (8,580 sqft)
OwnerIndividual Name on File
Tax Bill$883 (2025)
Deeds & MortgagesJun 2021 Line of Credit
Sep 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN021-01077-00

Property Details

APN / Parcel Number

Primary APN021-01077-00
Alternative APNs
  • 68-09-21-258-110.000-021
  • 00000017846

Interior

Bedrooms4 Beds
Full Baths1 Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms10 Rooms
Stories1 Story
Building Area2,016 sqft Living Area
1st Floor Area2,016 sqft
Basement Area816 sqft
Unfinished Basement816 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Construction TypeWood
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area8,580 sqft (0.197 acres)
Lot Dimensions156 ft deep x 55 ft wide
TerrainHigh
Garage TypeDetached
Garage Area240 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Account Number00000017846
Street Address532 E WASHINGTON ST
CityWINCHESTER
StateIN
Zip47394-1711
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeC2
Legal DescriptionCHENEY LUDY SUB DIV LOT 27
Legal SubdivisionCHENEY LUDY SUB
Legal Lot Number27
JurisdictionRANDOLPH IN
Township / Civil DivisionWHITE RIVER
Census Block Group2
Census Block2039
Census Tract951700

Owner

532 E Washington St is owned and occupied by an individual.

Source: Randolph County records, as of June 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address532 1/2 E WASHINGTON ST, WINCHESTER, IN 47394-1711
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 29, 2021Deed of Trust, Mortgage · Line of Credit
FIRST MERCHANTS BANK
Sep 13, 2018Deed of Trust, Mortgage · Line of Credit
FIRST MERCHANTS BANK

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRANDOLPH IN
Property Address532 E WASHINGTON ST, WINCHESTER, IN 47394-1711
Transaction TypeMortgage
Record UpdatedJul 21, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address532 1 2 1 2 E WASHINGTON ST, WINCHESTER, IN 47394

Mortgage

Document Number20213085
DateJun 29, 2021
Instrument20213085
Lender
NameFIRST MERCHANTS BANK
TypeBank
AddressWINCHESTER, IN 47394
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueJul 17, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRANDOLPH IN
Property Address532 E WASHINGTON ST, WINCHESTER, IN 47394-1711
Transaction TypeMortgage
Record UpdatedOct 12, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20183380
DateSep 13, 2018
Instrument20183380
Lender
NameFIRST MERCHANTS BANK
TypeBank
AddressWINCHESTER, IN 47394
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueAug 20, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 532 E Washington St was $883 with a homeowner's exemption, up 4% from the year before.

Source: Randolph County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyRandolph County
County SubdivisionWhite River Township
MunicipalityWinchester City
Unified School DistrictRandolph Central School Corporation (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$883.00 (+4%) Homeowner's exemption$90,900 Land $3,100 Building $87,800$90,900 Land $3,100 Building $87,800
2024$849.00
2023$72,400 (+8.87%) Land $6,700 Building $65,700$72,400 (+8.87%) Land $6,700 Building $65,700
2022$641.00 Homeowner's exemption$66,500 Land $6,700 Building $59,800$66,500 Land $6,700 Building $59,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 532 E Washington St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims1 (1995)
Most Recent ClaimMay 1995 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 532 E Washington St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIANA AMERICAN WATER - WINCHESTER
private · serves 5,405 people · EPA ID IN5268003
Water SourceGroundwater
Last State InspectionSep 2025
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 250
NLBC
Fiber · Fixed Wireless
1,000 / 1,000

May also be available: Verizon, Watch TV.

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