532 E Hill St, Ephrata, PA 17522 Property Records

Lancaster County property record for 532 E Hill St, Ephrata, PA 17522

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,305 sqft · built 1938
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on File
Last Sale	$55,000 (Dec 2015)
Tax Bill	$3,190 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Dec 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`270-28652-0-0000`

Property Details

APN / Parcel Number

Primary APN	`270-28652-0-0000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,305 sqft Living Area
Gross Area	1,917 sqft
1st Floor Area	432 sqft
Upper Floors Area	302 sqft
Basement Area	516 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Architectural Style	Cape Cod
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	12,632 sqft (0.29 acres)

Exterior Amenities

Porch	Enclosed Porch
Porch Area	384 sqft
Shed	1 Shed
Shed Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	532 E HILL ST
City	EPHRATA
State	PA
Zip	17522-2504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD
Legal Description	532 E HILL ST
Legal Subdivision	ALFRED J SCHWANKL
Legal Lot Number	4
Jurisdiction	LANCASTER PA
Township / Civil Division	EPHRATA
Census Block Group	2
Census Block	2008
Census Tract	12404

Owner

532 E Hill St is owned and occupied by an individual who bought it in December 2015.

Source: Lancaster County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	532 E HILL ST, EPHRATA, PA 17522-2504
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2022	Deed of Trust, Mortgage · Line of Credit MEMBERS 1ST FCU
Dec 23, 2020	Deed of Trust, Mortgage · Line of Credit MEMBERS 1ST FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 2015 · Amount on File
Deed Sale	Dec 23, 2015 · Amount on File
Deed Document Number	20156242714
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	532 E HILL ST, EPHRATA, PA 17522-2504
Transaction Type	Mortgage
Record Updated	Feb 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	532 E HILL ST, EPHRATA, PA 17522-2504

Mortgage

Document Number	0006702509
Date	Sep 12, 2022
Instrument	6702509

Lender

Name	MEMBERS 1ST FCU
Type	Credit Union
Address	ENOLA, PA 17025

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Aug 22, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	532 E HILL ST, EPHRATA, PA 17522-2504
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	532 E HILL ST, EPHRATA, PA 17522-2504

Mortgage

Document Number	0006569043
Date	Dec 23, 2020
Instrument	6569043

Lender

Name	MEMBERS 1ST FCU
Type	Credit Union
Address	MECHANICSBURG, PA 17055

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 2, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 532 E Hill St was $3,190 with a homeowner's exemption, up 2.8% from the year before.

Source: Lancaster County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lancaster County
County Subdivision	Ephrata Township
Unified School District	Ephrata Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$134,900 Land $47,300 Building $87,600	$134,900 Land $47,300 Building $87,600
2025	$3,190.00 (+2.84%)
2024	$3,102.00	$134,900 Land $47,300 Building $87,600
2018			$134,900 Land $47,300 Building $87,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 532 E Hill St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	8 (1989–2025)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Jun 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 532 E Hill St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 91% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EPHRATA AREA JOINT AUTHORITY serves 24,500 people · EPA ID PA7360045
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Cable Technologies Fiber · Cable in parts of the area	2,000 / 2,000
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Upward Broadband, Verizon.

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