Kenton County property record for 532 Craig St, Covington, KY 41011
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 2 ba · 1,736 sqft |
| Lot Size | 0.052 acres (2,250 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $360,000 (Nov 2022) |
| Tax Bill | $4,770 (2025) |
| Deeds & Mortgages | Nov 2022 Mortgage Jun 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 054-21-13-030.00 |
| Primary APN | 054-21-13-030.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,736 sqft Finished Area |
| Gross Area | 1,992 sqft |
| Architectural Style | Duplex Single |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 2,250 sqft (0.052 acres) |
| Lot Dimensions | 90 ft deep x 25 ft wide |
| Garage Area | 166 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 532 CRAIG ST |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41011-1400 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | JOHNSON & RUSSELL BLK 21 LOT 8 25'X 90' |
| Legal Subdivision | JOHNSON & RUSSELL |
| Legal Phase | 21 |
| Legal Block | 21 |
| Legal Lot Number | 8 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 67000 |
Source: Kenton County records · APN 054-21-13-030.00
Assessment roll updated December 2, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 532 CRAIG ST, 2, COVINGTON, KY 41011-1400 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 17, 2022 | Warranty Deed, Transfer · FHA Mortgage FIRST FSLA OF LAKEWOOD |
| Jun 16, 2020 | Warranty Deed, Transfer · Conventional with PMI CALIBER HM LOANS |
| Dec 21, 2018 | Warranty Deed, Transfer · Conventional Mortgage HUNTINGTON NAT'L BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 17, 2022 · Amount on Record |
| Deed Sale | Nov 17, 2022 · Amount on Record |
| Prior Sale | Jun 16, 2020 · Amount on Record |
| Deed Document Number | 20221117177 |
| Deed Book / Page | 200 / 960 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Nov 17, 2022 |
| Property Address | 532 CRAIG ST, COVINGTON, KY 41011-1400 |
| Document Number | 0005900177 |
| Book / Page | 200 / 960 |
| Map Reference | PL 117 |
| Instrument Date | Nov 16, 2022 |
| Instrument | 22111705900177 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 532 CRAIG ST, 532, COVINGTON, KY 41011-1400 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 532 CRAIG ST APT 2, 2, COVINGTON, KY 41011-1400 |
| Document Number | 0005900178 |
|---|---|
| Date | Nov 17, 2022 |
| Book Page | 422/289 |
| Instrument | 22111705900178 |
| Name | FIRST FSLA OF LAKEWOOD |
|---|---|
| Type | Bank |
| Address | LAKEWOOD, OH 44107 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jun 16, 2020 |
| Property Address | 532 CRAIG ST, COVINGTON, KY 41011-1400 |
| Document Number | 0000000105 |
| Book / Page | 000026 / 000432 |
| Instrument Date | Jun 05, 2020 |
| Instrument | 105 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2020 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $271.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 532 CRAIG ST COVINGTON KY 410111400, COVINGTON, KY 41011-1400 |
| Document Number | M570887 |
|---|---|
| Date | Jun 16, 2020 |
| Book Page | 000M57/000887 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 15, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Dec 21, 2018 |
| Property Address | 532 CRAIG ST, COVINGTON, KY 41011-1400 |
| Document Number | 0000000160 |
| Book / Page | 0C6569 / 000058 |
| Instrument Date | Dec 14, 2018 |
| Instrument | 160 |
| Transaction Type | Transfer |
| Record Updated | Jan 08, 2019 |
| Title Company | LAWYERS TITLE/CINCINNATI INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $244.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 740 LAFAYETTE AVE CINCINNATI OH 452201053, CINCINNATI, OH 45220-1053 |
| Document Number | 161 |
|---|---|
| Date | Dec 21, 2018 |
| Book Page | 0C6569/000062 |
| Instrument | 161 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 20, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.22% |
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,770.00 (-0.52%) | $360,000 (-) Land $15,000 Building $345,000 | $360,000 (-) Land $15,000 Building $345,000 |
| 2023 | $4,795.00 | $360,000 Land $15,000 Building $345,000 | $360,000 Land $15,000 Building $345,000 |
Source: FEMA National Flood Hazard Layer as of June 19, 2015 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1978–2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Mutter Gottes Historic District listed 1980 · 143 contributing resources · NRIS 80004499 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: T-Mobile USA, Verizon.
Based on FCC filings for 656 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures