532 Co Rd 512, Ignacio, CO 81137 Property Records

La Plata County property record for 532 Co Rd 512, Ignacio, CO 81137

Property Summary

Property Type	Pasture
Details	4 bd · 3.5 ba · 4,677 sqft · built 1990
Lot Size	35 acres (1,524,600 sqft)
Owner	2 Individual Names on File
Last Sale	$1,250,000 (Aug 2024)
Tax Bill	$3,324 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`5903-151-00-601`

Property Details

APN / Parcel Number

Primary APN	`5903-151-00-601`
Alternative APN	`R419210`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,677 sqft Gross Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Custom Design
Lot Area	1,524,600 sqft
Garage Type	Attached
Garage Area	810 sqft
Porch	Unfinished Open Porch
Porch Area	600 sqft

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	R419210
Street Address	532 COUNTY ROAD 512
City	IGNACIO
State	CO
Zip	81137-9734
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Pasture
Legal Description	SECTION: 15U TOWNSHIP: 34 RANGE: 8 TR IN E/2 NE/4 BEG @ SW CRNR 532 CR 512 IGNACIO 81137
Legal Range	08
Legal Township	34
Legal Section	15
Legal Subdivision	PTARMIGAN RDG TWNHMS PH X & 11
Legal Block	1
Jurisdiction	LA PLATA CO
Township / Civil Division	IGNACIO
Census Block Group	1
Census Block	1009
Census Tract	940300

Owner

532 Co Rd 512, an agricultural property, is owned by two individuals who bought it in August 2024.

Source: La Plata County records, as of July 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	103 PAYNE LN, IGNACIO, CO 81137-9138
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage REAL ROI LLC
Jul 19, 2022	Deed of Trust, Mortgage · Line of Credit FIRST SOUTHWEST BANK
Jan 16, 2024	Deed of Trust, Mortgage · Line of Credit FIRST SOUTHWEST BANK
Aug 19, 2024	Special Warranty Deed, Transfer · Stand-Alone First Mortgage JACK IRBY
Aug 15, 2023	Lease, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2024 · Amount on File
Deed Sale	Aug 19, 2024 · Amount on File
Prior Sale	Mar 11, 1997 · Amount on File
Deed Document Number	20241235045
Prior Transfer Date	Jun 15, 2012
Prior Transfer Doc	0001048623
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Recording Date	Jul 14, 2026
Property Address	532 COUNTY ROAD 512, IGNACIO, CO 81137-9734
Document Number	0001256077
Instrument Date	Jul 8, 2026
Instrument	20261256077
Transaction Type	Mortgage
Record Updated	Jul 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	103 PAYNE LN, IGNACIO, CO 81137-9138

Mortgage

Document Number	0001256077,
Date	Jul 14, 2026
Instrument	20261256077

Lender

Name	REAL ROI LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	532 COUNTY ROAD 512, IGNACIO, CO 81137-9734
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	532 COUNTY ROAD 512, IGNACIO, CO 81137-9734

Mortgage

Document Number	0001212920
Date	Jul 19, 2022
Instrument	1212920

Lender

Name	FIRST SOUTHWEST BANK
Type	Bank
Address	DURANGO, CO 81301

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 12, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	532 COUNTY ROAD 512, IGNACIO, CO 81137-9734
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	532 COUNTY ROAD 512, IGNACIO, CO 81137-9734

Mortgage

Document Number	0001228992
Date	Jan 16, 2024
Instrument	1228992

Lender

Name	FIRST SOUTHWEST BANK
Type	Bank
Address	PAGOSA SPRINGS, CO 81147

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 8, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Aug 19, 2024
Property Address	532 COUNTY ROAD 512, IGNACIO, CO 81137-9734
Document Number	0001235045
Instrument Date	Aug 16, 2024
Instrument	1235045
Transaction Type	Transfer
Record Updated	Feb 19, 2026
Title Company	COLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$125.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	103 PAYNE LN, IGNACIO, CO 81137-9138
Investor	Possibly a Property Investor

Mortgage

Document Number	0001235046
Date	Aug 19, 2024
Instrument	1235046

Lender

Name	JACK IRBY
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	11%

August 2023: Lease, Transfer

Document Type	Lease
Jurisdiction	LA PLATA CO
Recording Date	Aug 15, 2023
Property Address	532 COUNTY ROAD 512, IGNACIO, CO 81137-9734
Document Number	0001224644
Instrument Date	Aug 14, 2023
Instrument	1224644
Transaction Type	Transfer
Record Updated	Feb 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 532 Co Rd 512 was $3,324.

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Ignacio School District 11-JT (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$60,660 (+0.56%) Land $1,180 Building $59,480	$949,370 (-) Land $4,710 Building $944,660
2025	$3,324.00	$60,320 Land $1,280 Building $59,040	$949,370 Land $4,710 Building $944,660
2023	$2,093.00 (-9.32%)	$49,560 (+3.64%) Land $1,280 Building $48,280	$725,490 (+7.62%) Land $4,860 Building $720,630
2022	$2,308.00	$47,820 Land $1,310 Building $46,510	$674,120 Land $4,960 Building $669,160

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 532 Co Rd 512 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 532 Co Rd 512 is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 56% of Colorado
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Southern Ute Shared Services Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Visionary Broadband Fixed Wireless	100 / 20

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