532 Chestnut St, Melbourne, FL 32904 Property Records

Brevard County property record for 532 Chestnut St, Melbourne, FL 32904

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,619 sqft · built 1999
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Last Sale	$229,900 (May 2009)
Tax Bill	$2,958 (2025)
Deeds & Mortgages	Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-37-31-76-A-4`

Property Details

APN / Parcel Number

Primary APN	`27-37-31-76-A-4`
Alternative APNs	`27-37-31-76-0000A.0-0004.00` `2729334`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,619 sqft Living Area
Gross Area	3,714 sqft
1st Floor Area	2,619 sqft
Upper Floors Area	308 sqft
Attic	Attic
Attic Area	308 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2012
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	130 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	528 sqft
Porch	Florida Room
Porch Area	259 sqft
Patio Area	35 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2729334
Street Address	532 CHESTNUT ST
City	MELBOURNE
State	FL
Zip	32904-2544
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1AAA
Legal Description	WOODLAND MANOR LOT 4 BLK A
Legal Range	37E
Legal Township	27S
Legal Section	31
Legal Subdivision	WOODLAND MANOR
Legal Block	A
Legal Lot Number	4
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	4
Census Block	4010
Census Tract	64601

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	532 CHESTNUT ST, MELBOURNE, FL 32904-2544
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2009 · Amount on Record
Deed Sale	May 15, 2009 · Amount on Record
Prior Sale	Jan 31, 1996 · Amount on Record
Deed Document Number	200990777
Deed Book / Page	5951 / 1887
Prior Transfer Date	Aug 8, 2007
Prior Transfer Doc	0058031719
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	532 CHESTNUT ST, WEST MELBOURNE, FL 32904-2544
Transaction Type	Mortgage
Record Updated	Jul 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	532 CHESTNUT ST, WEST MELBOURNE, FL 32904-2544

Mortgage

Document Number	0091651561
Date	Jun 23, 2021
Book Page	9165/1561
Instrument	2021162674

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	West Melbourne City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$212,430 (+2.7%)	$476,540 (-8.39%)
2025	$2,958.00 (+9.84%) Homeowner's exemption	$206,850 (+5.98%)	$520,170 (+12.65%)
2024	$2,693.00 (+1.78%)
2023	$2,646.00 (+7.08%) Homeowner's exemption	$195,180 (+3%)	$461,740 (+8.9%) Land $85,000 Building $376,740
2022	$2,471.00 Homeowner's exemption	$189,500	$424,010 Land $80,000 Building $344,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 64 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	64 in force
Nearby Flood Claims	35 (1993–2017)
Claims Outside the SFHA	34 of 35
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 10 claims Tropical Storm Fay, Aug 2008 · 14 claims Hurricane Erin, Aug 1995 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 61% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST MELBOURNE WTR SYS(CONSEC) serves 30,443 people · EPA ID FL3051460
Water Source	Purchased surface water from CITY OF MELBOURNE
Last State Inspection	Jan 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20