Mecklenburg County property record for 532 Centre St, Charlotte, NC 28216
| Property Type | Other |
|---|---|
| Details | 2 bd · 10,780 sqft · built 1969 |
| Lot Size | 0.517 acres (22,521 sqft) |
| Owner | Company Name on Record |
| Last Sale | $5,700,000 (Mar 2023) |
| Tax Bill | $6,247 (2024) |
| Deeds & Mortgages | Feb 2026 Mortgage Mar 2023 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 069-143-09 |
| Primary APN | 069-143-09 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Units | 6 Units |
| Stories | 2 Stories |
| Building Area | 10,780 sqft Gross Area |
| 1st Floor Area | 2,640 sqft |
| Upper Floors Area | 2,750 sqft |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Multi-Family |
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 22,521 sqft (0.517 acres) |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 532 CENTRE ST |
|---|---|
| City | CHARLOTTE |
| State | NC |
| Zip | 28216-4072 |
| Property Category | Other |
| Property Type | Other > Miscellaneous |
| Local Zoning Code | R5 |
| Legal Description | L4-6 B20 M3-247 |
| Legal Subdivision | OAK VIEW SUBDIVISION |
| Legal Block | 20 |
| Legal Lot Number | 4-6 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 4500 |
Source: Mecklenburg County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 14316 REESE BLVD W, B, HUNTERSVILLE, NC 28078-7960 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Feb 17, 2026 | Deed of Trust, Mortgage · Commercial Mortgage UNITED BANK |
| Mar 20, 2023 | Special Warranty Deed, Transfer FOREHAND TITLE COMPANY, MOREHEAD TITLE COMPANY |
| Aug 4, 2022 | Special Warranty Deed, Transfer |
| Aug 4, 2022 | Deed, Transfer · Line of Credit TITAN BANK NA |
| Aug 7, 2018 | Deed of Trust, Mortgage · Line of Credit PNC BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 20, 2023 · Amount on Record |
| Deed Sale | Mar 20, 2023 · Amount on Record |
| Deed Document Number | 202324146 |
| Deed Book / Page | 38000 / 61 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 540 CENTRE ST, CHARLOTTE, NC 28216-4069 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2026 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 14316 REENA BOULEVARD E B-680, B-680, HUNTERSVILLE, NC 28078 |
| Document Number | 0000015254 |
|---|---|
| Date | Feb 17, 2026 |
| Book Page | 40202/780 |
| Instrument | 2026015254 |
| Name | UNITED BANK |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27609 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Mar 20, 2023 |
| Property Address | 532 CENTRE ST, CHARLOTTE, NC 28216-4072 |
| Document Number | 0000024146 |
| Book / Page | 38000 / 61 |
| Map Reference | MB 3 PG 247 |
| Instrument Date | Mar 16, 2023 |
| Instrument | 2023024146 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Title Company | FOREHAND TITLE COMPANY, MOREHEAD TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $11,400.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12132 CAPTAINS LNDG, NORTH PALM BEACH, FL 33408-2504 |
| Name | Verified Name |
|---|---|
| Address | 14316 REESE BLVD W # 680, 680, HUNTERSVILLE, NC 28078-7959 |
| Investor | Possibly a Property Investor |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Aug 4, 2022 |
| Property Address | 532 CENTRE ST, CHARLOTTE, NC 28216-4072 |
| Document Number | 0000113522 |
| Book / Page | 37552 / 408 |
| Map Reference | MB 3 PG 247 |
| Instrument Date | Aug 4, 2022 |
| Instrument | 2022113522 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $6,600.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 122 E 42ND ST, NEW YORK, NY 10168-0002 |
| Name | Verified Name |
|---|---|
| Address | 12132 CAPTAIN S LANDING, FAIRFAX, MN 55332 |
| Investor | Possibly a Property Investor |
| Document Type | Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Aug 4, 2022 |
| Property Address | 532 CENTRE ST, CHARLOTTE, NC 28216-4072 |
| Document Number | 0000113523 |
| Book / Page | 37552 / 412 |
| Map Reference | MB 3 PG 247 |
| Instrument Date | Aug 4, 2022 |
| Instrument | 2022113523 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 122 E 42ND ST # ST4900, ST4900, NEW YORK, NY 10168-0002 |
| Name | Verified Name |
|---|---|
| Address | 12132 CAPTAINS LNDG, NORTH PALM BEACH, FL 33408-2504 |
| Investor | Possibly a Property Investor |
| Document Number | 0000113524 |
|---|---|
| Date | Aug 4, 2022 |
| Instrument | 2022113524 |
| Name | TITAN BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 532 CENTRE ST, CHARLOTTE, NC 28216-4072 |
| Document Number | 0000102350 |
| Instrument Date | Aug 7, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2018 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 532-540 CENTRE ST CHARLOTTE NC 282164072, CHARLOTTE, NC 28216-4072 |
| Document Number | 0000102350 |
|---|---|
| Date | Aug 13, 2018 |
| Book Page | 032901/000422 |
| Instrument | 102350 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $581,800 Land $204,600 Building $377,200 | $581,800 Land $204,600 Building $377,200 | |
| 2024 | $6,247.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 20 (1997–2013) |
| Claims Outside the SFHA | 10 of 20 |
| Most Recent Claim | Jul 2013 · Severe Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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