532 Camino de Amor, Ramona, CA 92065 Property Records

San Diego County property record for 532 Camino de Amor, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,652 sqft · built 1970
Lot Size	1.28 acres (55,757 sqft)
Owner	Company Name on Record
Last Sale	$507,500 (Jun 2021)
Tax Bill	$4,374 (2025)
Deeds & Mortgages	Aug 2026 Sale Aug 2026 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`284-033-68-00`

Property Details

APN / Parcel Number

Primary APN	`284-033-68-00`
Alternative APN	`2840312100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,652 sqft Living Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	55,757 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	2840312100
Street Address	532 CAMINO DE AMOR
City	RAMONA
State	CA
Zip	92065-3502
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	LOT 400 DOC209699REC70 IN TR 000643
Legal Subdivision	RAMONA
Legal Tract	000643
Legal Block	2
Legal Lot Number	400
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	2
Census Block	2009
Census Tract	20813

Owner

Source: San Diego County records, as of September 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 27232, SAN DIEGO, CA 92198-1232
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Aug 20, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Mar 15, 2022	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Jun 30, 2021	Grant Deed, Transfer · VA Mortgage LAND-HOME FINANCIAL SERVICES
Feb 15, 2018	Grant Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2021 · Amount on Record
Deed Sale	Jun 30, 2021 · Amount on Record
Prior Sale	Feb 15, 2018 · Amount on Record
Deed Document Number	2021472254
Prior Transfer Date	Sep 2, 2010
Prior Transfer Doc	0000502564
Record Updated	Oct 29, 2026

August 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 25, 2026
Property Address	532 CAMINO DE AMOR, RAMONA, CA 92065-3502
Document Number	0000249733
Instrument Date	Aug 25, 2026
Instrument	2026249733
Transaction Type	Transfer
Record Updated	Sep 2, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 20, 2026
Property Address	532 CAMINO DE AMOR, RAMONA, CA 92065-3502
Document Number	0000245920
Instrument Date	Aug 20, 2026
Instrument	2026245920
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	532 CAMINO DE AMOR, RAMONA, CA 92065-3502

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	532 CAMINO DE AMOR, RAMONA, CA 92065-3502
Transaction Type	Mortgage
Record Updated	Mar 24, 2022
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	532 CAMINO DE AMOR, RAMONA, CA 92065-3502

Mortgage

Document Number	0000114811
Date	Mar 15, 2022
Instrument	2022-0114811

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 30, 2021
Property Address	532 CAMINO DE AMOR, RAMONA, CA 92065-3502
Document Number	0000472254
Map Reference	MAP 643
Instrument Date	Jun 24, 2021
Instrument	2021-0472254
Transaction Type	Transfer
Record Updated	Jul 8, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	532 CAMINO DE AMOR, RAMONA, CA 92065-3502

Mortgage

Document Number	0000472255
Date	Jun 30, 2021
Instrument	2021-0472255

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 15, 2018
Property Address	532 CAMINO DE AMOR, RAMONA, CA 92065-3502
Document Number	0000061567
Map Reference	MAP 643
Instrument Date	Jan 23, 2018
Instrument	2018-0061567
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	EQUITY TITLE SAN DIEGO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	532 CAMINO DE AMOR, RAMONA, CA 92065-3502

Mortgage

Document Number	0000061568
Date	Feb 15, 2018
Instrument	2018-0061568

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$560,316 (+2%) Land $207,524 Building $352,792
2025	$4,374.00 (+11.64%)	$549,330 (+4.04%) Land $203,455 Building $345,875
2023	$3,918.00 (-9.33%)	$528,001 Land $195,555 Building $332,446
2022	$4,321.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 84% of the US · above 63% of California
Wildfire Likelihood	0.9% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100

May also be available: Verizon.

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