532 Arbor Rd, Cheltenham, PA 19012 Property Records

Montgomery County property record for 532 Arbor Rd, Cheltenham, PA 19012

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,604 sqft · built 1942
Lot Size	0.258 acres (11,250 sqft)
Owner	2 Individual Names on File
Last Sale	$245,000 (Oct 2009)
Tax Bill	$8,938 (2026)
Deeds & Mortgages	Feb 2020 Mortgage May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-00-00319-00-1`

Property Details

APN / Parcel Number

Primary APN	`31-00-00319-00-1`
Alternative APN	`31084 026`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,604 sqft Living Area
1st Floor Area	796 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Architectural Style	Colonial
Exterior Material	Brick
Lot Area	11,250 sqft (0.258 acres)
Lot Dimensions	125 ft deep x 90 ft wide
Porch	Open Frame Porch
Porch Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	532 ARBOR RD
City	CHELTENHAM
State	PA
Zip	19012-1602
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	L 166-166A-167
Legal Subdivision	ROWLAND PARK
Legal Block	84
Legal Lot Number	166
Jurisdiction	MONTGOMERY PA
Township / Civil Division	CHELTENHAM
Census Block Group	1
Census Block	1007
Census Tract	202201

Owner

532 Arbor Rd is owned and occupied by two individuals who bought it in October 2009.

Source: Montgomery County records, as of June 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	532 ARBOR RD, CHELTENHAM, PA 19012-1602
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
May 3, 2018	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2009 · Amount on File
Deed Sale	Oct 15, 2009 · Amount on File
Deed Document Number	2009109778
Deed Book / Page	5747 / 717
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY PA
Property Address	532 ARBOR RD, CHELTENHAM, PA 19012-1602
Document Number	0148501935
Instrument Date	Feb 5, 2020
Transaction Type	Mortgage
Record Updated	Mar 13, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	532 ARBOR RD CHELTENHAM PA 190121602, CHELTENHAM, PA 19012-1602

Mortgage

Document Number	0148501935
Date	Feb 13, 2020
Book Page	014850/001935
Instrument	12464

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	144 Months
Due	Feb 12, 2032

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY PA
Property Address	532 ARBOR RD, CHELTENHAM, PA 19012-1602
Document Number	0145180319
Instrument Date	May 3, 2018
Transaction Type	Mortgage
Record Updated	Jun 4, 2018
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	532 ARBOR RD CHELTENHAM PA 190121602, CHELTENHAM, PA 19012-1602

Mortgage

Document Number	0145180319
Date	May 10, 2018
Book Page	014518/000319
Instrument	29855

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	May 9, 2033

Tax Assessment & Valuation

The 2026 property tax bill for 532 Arbor Rd was $8,938.

Source: Montgomery County assessment roll, as of June 1, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Montgomery County
County Subdivision	Cheltenham Township
Unified School District	Cheltenham School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,938.00	$126,450	$126,450
2025	$8,938.00
2024		$126,450 (-) Land $47,210 Building $79,240
2023	$8,444.00 (+1.13%)	$126,450 Land $47,210 Building $79,240
2022	$8,350.00
1998			$126,450 Land $47,210 Building $79,240
1996			$126,450 Land $47,210 Building $79,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 532 Arbor Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1982–2001)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2001 · Tropical Storm Allison

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 532 Arbor Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA PA MAIN SYSTEM private · serves 822,600 people · EPA ID PA1460073
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2024 E. coli resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Arbor Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures