5319 Winters Ln, Cold Spring (Newport), KY 41076 Property Records

Campbell County property record for 5319 Winters Ln, Cold Spring, KY 41076

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,235 sqft · built 1953
Lot Size	6.97 acres (303,613 sqft)
Owner	2 Company Names on Record
Last Sale	$360,600 (Jan 2025)
Tax Bill	$3,775 (2025)
Deeds & Mortgages	Apr 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`999-99-18-412.00`

Property Details

APN / Parcel Number

Primary APN	`999-99-18-412.00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,235 sqft Living Area

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	303,613 sqft (6.97 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5319 WINTERS LN
City	COLD SPRING
State	KY
Zip	41076-5715
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 PT 9 WM DECOURSEY EST 6.97 ACRES
Legal Subdivision	WM DECOURSEY ESTATE
Legal Lot Number	8
Jurisdiction	CAMPBELL KY
Township / Civil Division	NEWPORT-FORT THOMAS
Census Block Group	4
Census Block	4016
Census Tract	52900

Owner

Source: Campbell County records, as of March 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	5319 WINTERS LN, COLD SPRING, KY 41076-5715
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2025 · Amount on Record
Deed Sale	Jan 13, 2025 · Amount on Record
Deed Document Number	20255384325
Deed Book / Page	868 / 708
Prior Transfer Date	Jan 2, 2025
Prior Transfer Doc	0005384325
Record Updated	Jun 8, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	5319 WINTERS LN, COLD SPRING, KY 41076-5715
Document Number	0005092142
Instrument Date	Apr 30, 2019
Transaction Type	Mortgage
Record Updated	Jun 21, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5319 WINTERS LN COLD SPRING KY 410765715, COLD SPRING, KY 41076-5715

Mortgage

Document Number	0005092142
Date	Jun 3, 2019
Book Page	002180/000866
Instrument	5092142

Lender

Name	FIFTH THIRD BK/NTHRN KY
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 2, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Campbell County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Campbell County
Municipality	Cold Spring City
Unified School District	Campbell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,775.00 (+0.11%) Homeowner's exemption	$360,600 (-) Land $125,000 Building $235,600	$360,600 (-) Land $125,000 Building $235,600
2023	$3,771.00 (+57.65%) Homeowner's exemption	$360,600 (+55.5%) Land $125,000 Building $235,600	$360,600 (+55.5%) Land $125,000 Building $235,600
2022	$2,392.00 Homeowner's exemption	$231,900 Land $50,000 Building $181,900	$231,900 Land $50,000 Building $181,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1997–2018)
Most Recent Claim	Feb 2018 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20