St. Louis County property record for 5319 Wadena St, Duluth, MN 55807
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,138 sqft · built 1926 |
| Lot Size | 0.146 acres (6,376 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $200,000 (Jun 2023) |
| Tax Bill | $2,080 (2026) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-4470-00260 |
| Primary APN | 010-4470-00260 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,138 sqft Gross Area |
| 1st Floor Area | 1,138 sqft |
| Basement Area | 560 sqft |
| Finished Basement | 560 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Hip |
| Lot Area | 6,376 sqft (0.146 acres) |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 60 sqft |
| Deck Area | 32 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 1149947 |
|---|---|
| Street Address | 5319 WADENA ST |
| City | DULUTH |
| State | MN |
| Zip | 55807-2636 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 1 THROUGH 3 EXCEPT EASTERLY 60 FEET ANDLOTS 4 AND 5 EXCEPT EASTERLY 65 FEET, BLOCK 2 SERIAL # |
| Legal Subdivision | WEST DULUTH FIRST DIVISION |
| Legal Block | 2 |
| Legal Lot Number | 1-5 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 15800 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 208 E PARK DR, HIBBING, MN 55746-2336 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 15, 2023 | Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE BANK OF COMMERCE |
| Dec 7, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 15, 2023 · Amount on Record |
| Deed Sale | Jun 15, 2023 · Amount on Record |
| Prior Sale | Sep 10, 2015 · Amount on Record |
| Deed Document Number | 20231468155 |
| Prior Transfer Date | Feb 18, 2003 |
| Prior Transfer Doc | 0000903310 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jun 15, 2023 |
| Property Address | 5319 WADENA ST, DULUTH, MN 55807-2636 |
| Document Number | 0001468155 |
| Instrument Date | Jun 1, 2023 |
| Instrument | 1468155 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2023 |
| Title Company | NOT AVAILABLE, THE TITLE TEAM NORTH SHORE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $660.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 208 E PARK DR, HIBBING, MN 55746-2336 |
| Document Number | 0001468156 |
|---|---|
| Date | Jun 15, 2023 |
| Instrument | 1468156 |
| Name | NORTH SHORE BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.4% |
| Type Change Date | Jul 1, 2026 |
| Change Frequency | 3 Years |
| Min Rate At Change | 3.4% |
| Max Rate At Change | 7.4% |
| Index | 3-Year TN |
| Max Rate | 10.4% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5319 WADENA ST, DULUTH, MN 55807-2636 |
| Document Number | 00A1399091 |
| Instrument Date | Dec 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 5319 WADENA ST DULUTH MN 558072636, DULUTH, MN 55807-2636 |
| Document Number | 00A1399091 |
|---|---|
| Date | Dec 18, 2020 |
| Instrument | A1399091 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Dec 17, 2045 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,080.00 (-0.19%) Homeowner's exemption | ||
| 2025 | $2,084.00 (+1.76%) Homeowner's exemption | $190,400 (+7.33%) Land $16,000 Building $174,400 | $190,400 (+7.33%) Land $16,000 Building $174,400 |
| 2024 | $2,048.00 (+43.02%) | $177,400 (+51.24%) Land $17,200 Building $160,200 | $177,400 (+51.24%) Land $17,200 Building $160,200 |
| 2023 | $1,432.00 Homeowner's exemption | ||
| 2022 | $117,300 (+18.6%) Land $13,800 Building $103,500 | $117,300 (+18.6%) Land $13,800 Building $103,500 | |
| 2021 | $98,900 Land $11,700 Building $87,200 | $98,900 Land $11,700 Building $87,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1988–2012) |
| Most Recent Claim | Jun 2012 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
| Airfiber Fixed Wireless | 100 / 20 |
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