5319 Timberland Ave, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5319 Timberland Ave, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 2,841 sqft · built 2021
Lot Size0.13 acres (5,663 sqft)
OwnerIndividual Name on Record
Last Sale$419,000 (Oct 2021)
Tax Bill$5,709 (2025)
Deeds & MortgagesDec 2022 Line of Credit
Oct 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN212531342300011300

Property Details

APN / Parcel Number

Primary APN212531342300011300

Interior

Bedrooms5 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,841 sqft Heated Area
Gross Area3,417 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,663 sqft (0.13 acres)
Garage TypeFinished
PorchFinished/Screened Porch
Porch Area114 sqft
Patio Area196 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address5319 TIMBERLAND AVE
CitySAINT CLOUD
StateFL
Zip34771-0110
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGLENWOOD PH 2 PB 30 PGS 36-38 LOT 130
Legal SubdivisionGLENWOOD
Legal Phase2
Legal Lot Number130
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1053
Census Tract43700

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address5319 TIMBERLAND AVE, SAINT CLOUD, FL 34771-0110
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 2, 2022Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Oct 15, 2021Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 15, 2021 · Amount on Record
Deed SaleOct 15, 2021 · Amount on Record
Deed Document Number2021161489
Deed Book / Page6066 / 2210
Record UpdatedJun 8, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5319 TIMBERLAND AVE, SAINT CLOUD, FL 34771-0110
Transaction TypeMortgage
Record UpdatedJan 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address5319 TIMBERLAND AVE, SAINT CLOUD, FL 34771-0110

Mortgage

Document Number0063232656
DateDec 2, 2022
Book Page6323/2656
Instrument2022173669
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueDec 1, 2062
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2021: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 15, 2021
Property Address5319 TIMBERLAND AVE, SAINT CLOUD, FL 34771-0110
Document Number0060662210
Book / Page6066 / 2210
Map ReferenceMB 30 PG 36-38
Instrument DateOct 13, 2021
Instrument2021161489
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 10, 2023
Title CompanyDHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,933.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10192 DOWDEN RD, ORLANDO, FL 32832-5128

Transferred To (Grantee/Buyer)

NameVerified Name
Address5319 TIMBERLAND AVE, SAINT CLOUD, FL 34771-0110

Mortgage

Document Number0060662211
DateOct 15, 2021
Instrument6066/2211
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,709.00 (+3.44%) Homeowner's exemption$401,500 (+2.71%) Land $65,000 Building $336,500$401,500 (+2.71%) Land $65,000 Building $336,500
2023$5,519.00 (+1.49%) Homeowner's exemption$390,900 (+0.75%) Land $65,000 Building $325,900$390,900 (+0.75%) Land $65,000 Building $325,900
2022$5,438.00 Homeowner's exemption$388,000 Land $55,000 Building $333,000$388,000 Land $55,000 Building $333,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 330 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies330 in force
Nearby Flood Claims18 (2004–2022)
Claims Outside the SFHA1 of 18
Most Recent ClaimOct 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Oct 2022 · 2 claims
  • Hurricane Ian, Sep 2022 · 5 claims
  • Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 77% of the US · above 65% of Florida
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY-POINCIANA SYSTEM
public/private · serves 69,447 people · EPA ID FL3494429
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: AT&T, Xfinity.

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