Whatcom County property record for 5319 Shields Rd, Ferndale, WA 98248
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,100 sqft · built 2000 |
| Lot Size | 0.144 acres (6,307 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $220,280 (Dec 2008) |
| Tax Bill | $2,951 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 114950 |
| Primary APN | 114950 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,100 sqft Living Area |
| 1st Floor Area | 1,100 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 2000 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 6,307 sqft (0.144 acres) |
| Garage Type | Attached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 69 sqft |
| Deck Area | 200 sqft |
| Patio Area | 28 sqft |
| Storage Building | 96 sqft |
| Heating System | Forced Air |
|---|
| Account Number | 114950 |
|---|---|
| Street Address | 5319 SHIELDS RD |
| City | FERNDALE |
| State | WA |
| Zip | 98248-8932 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS6.5 |
| Legal Description | SHIELDS ESTATES LOT 48 |
| Legal Range | 02 |
| Legal Township | 39 |
| Legal Section | 28 |
| Legal Subdivision | SHIELDS ESTATES |
| Legal Lot Number | 48 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | FERNDALE |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 10600 |
Source: Whatcom County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 5319 SHIELDS RD, FERNDALE, WA 98248-8932 |
| Occupancy | Owner Occupied |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 10, 2008 · Amount on Record |
| Deed Sale | Dec 10, 2008 · Amount on Record |
| Prior Sale | May 7, 2004 |
| Deed Document Number | 2081200964 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 5319 SHIELDS RD, FERNDALE, WA 98248-8932 |
| Document Number | 2200704477 |
| Instrument Date | Jul 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2020 |
| Title Company | WHATCOM LAND TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5319 SHIELDS RD FERNDALE WA 982488932, FERNDALE, WA 98248-8932 |
| Document Number | 2200704477 |
|---|---|
| Date | Jul 28, 2020 |
| Instrument | 704477 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 27, 2050 |
Source: Whatcom County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Municipality | Ferndale City |
| Unified School District | Ferndale School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,951.00 (+1.06%) | $393,938 (+1.05%) Land $174,600 Building $219,338 | $393,938 (+1.05%) Land $174,600 Building $219,338 |
| 2024 | $2,920.00 (+0.55%) | $389,853 (+0.02%) Land $180,000 Building $209,853 | $389,853 (+0.02%) Land $180,000 Building $209,853 |
| 2022 | $389,789 Land $156,362 Building $233,427 | $389,789 Land $156,362 Building $233,427 | |
| 2021 | $2,904.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 19 (1989–2025) |
| Claims Outside the SFHA | 1 of 19 |
| Most Recent Claim | Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FERNDALE serves 19,305 people · EPA ID WA5324850 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 6 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Astound Broadband, Verizon.
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