5319 Sand Rd, Howard, CO 81233 Property Records

Fremont County property record for 5319 Sand Rd, Howard, CO 81233

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,220 sqft · built 2001
Lot Size	40 acres (1,742,400 sqft)
Owner	Individual Name on Record
Tax Bill	$2,707 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Jun 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R039519`

Property Details

APN / Parcel Number

Primary APN	`R039519`
Alternative APN	`99926039`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,220 sqft Living Area
Gross Area	2,688 sqft
1st Floor Area	1,752 sqft
Basement Area	468 sqft
Flooring	Wood
Interior Walls	Wood

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Multi-Level
Exterior Material	Logs
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	1,742,400 sqft (40 acres)
Garage Type	Attached
Garage Area	468 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	576 sqft
Patio Area	512 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Heating System	Space Heater

Location & Zoning

Account Number	R039519
Street Address	5319 SAND RD
City	HOWARD
State	CO
Zip	81233-9708
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NE4NW4 SEC 13-49-10 REF FROM 770-03-520
Legal Range	10
Legal Township	49
Legal Section	13
Legal Subdivision	M & B OR UNKNOWN
Jurisdiction	FREMONT CO
Township / Civil Division	COTOPAXI
Census Block Group	3
Census Block	3104
Census Tract	979001

Owner

Source: Fremont County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5319 SAND RD, HOWARD, CO 81233-9708
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2023	Special Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Jun 13, 2023	Special Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Sep 22, 2020	Deed of Trust, Mortgage · Line of Credit COLORADO CU
May 22, 2020	Deed of Trust, Transfer · Conventional Mortgage CORNERSTONE HM LNDG
Aug 24, 2017	Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURA

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 22, 2020
Transfer Doc	0000985943
Record Updated	Sep 20, 2026

November 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FREMONT CO
Recording Date	Nov 27, 2023
Property Address	5319 SAND RD, HOWARD, CO 81233-9708
Document Number	0001032410
Instrument Date	Nov 20, 2023
Instrument	1032410
Transaction Type	Transfer
Record Updated	Dec 6, 2023
Title Company	EMPIRE TITLE/COMPANY SPRINGS LLC, EMPIRE TITLE CO SPRINGS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$89.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5319 SAND RD, HOWARD, CO 81233-9708

Mortgage

Document Number	0001032411
Date	Nov 27, 2023
Instrument	1032411

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

June 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FREMONT CO
Recording Date	Jun 13, 2023
Property Address	5319 SAND RD, HOWARD, CO 81233-9708
Document Number	0001027982
Instrument Date	May 15, 2023
Instrument	1027982
Transaction Type	Transfer
Record Updated	Jun 29, 2023
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5319 SAND RD, HOWARD, CO 81233-9708

Mortgage

Document Number	0001027983
Date	Jun 13, 2023
Instrument	1027983

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREMONT CO
Property Address	5319 SAND RD, HOWARD, CO 81233-9708
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000990909
Date	Sep 22, 2020
Instrument	990909

Lender

Name	COLORADO CU
Type	Credit Union
Address	LITTLETON, CO 80127

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Aug 15, 2045

May 2020: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	FREMONT CO
Property Address	5319 SAND RD, HOWARD, CO 81233-9708
Document Number	0000985944
Instrument Date	May 22, 2020
Transaction Type	Transfer
Record Updated	Jun 9, 2020
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO.

Transaction

Additional	Intrafamily Transfer

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5319 SAND RD HOWARD CO 812339708, HOWARD, CO 81233-9708

Mortgage

Document Number	0000985944
Date	Jun 1, 2020
Instrument	985944

Lender

Name	CORNERSTONE HM LNDG
Address	HOUSTON, TX 77027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 31, 2050

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREMONT CO
Recording Date	Aug 24, 2017
Property Address	5319 SAND RD, HOWARD, CO 81233-9708
Document Number	0000953579
Instrument Date	Aug 23, 2017
Instrument	953579
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURA

Transaction

Amount	Amount Recorded
Tax	$60.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5319 SAND RD HOWARD CO 812339708, HOWARD, CO 81233-9708

Tax Assessment & Valuation

Source: Fremont County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Fremont County
Unified School District	Fremont RE-3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,707.00 (+51.14%)	$52,388 (+8.37%)	$838,206 (+16.17%)
2024	$1,791.00 (-1.38%)	$48,344 (+32.02%)
2023	$1,816.00 (+6.64%)	$36,619 (+1.2%)	$721,549 (+38.58%)
2022	$1,703.00	$36,186	$520,666

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 79% of Colorado
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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