5319 Razorback Ct, Middleburg, FL 32068 Property Records

Clay County property record for 5319 Razorback Ct, Middleburg, FL 32068

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,600 sqft · built 1997
Lot Size4.01 acres (174,676 sqft)
OwnerIndividual Name on Record
Tax Bill$3,123 (2025)
Deeds & MortgagesDec 2023 Sale & Mortgage
Dec 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN13-05-23-000560-003-60

Property Details

APN / Parcel Number

Primary APN13-05-23-000560-003-60

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories2 Stories
Building Area1,600 sqft Living Area
Gross Area2,448 sqft
1st Floor Area1,040 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Exterior MaterialLogs
Roof TypeGable/Hip
Roof MaterialOther
Lot Area174,676 sqft (4.01 acres)
Garage TypeAttached
Garage Area624 sqft
PorchFinished Screened Porch
Porch Area512 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address5319 RAZORBACK CT
CityMIDDLEBURG
StateFL
Zip32068-4437
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT OF SE1/4 A/K/A PT OF LOT 24SPENCER TRAILS@ AS REC OR 4778 PG 746
Legal Range23E
Legal Township05S
Legal Section13
Legal SubdivisionSPENCER TRAILS UNREC
Legal Lot Number24
JurisdictionCLAY FL
Township / Civil DivisionMIDDLEBURG-CLAY HILL
Census Block Group2
Census Block2004
Census Tract30105

Owner

Source: Clay County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5319 RAZORBACK CT, MIDDLEBURG, FL 32068-4437
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Man

Deeds, Mortgages & Sale History

DateDocument
Dec 5, 2023Warranty Deed, Transfer · VA Mortgage
FIRST OPTION MORTGAGE LLC
Dec 9, 2020Deed of Trust, Mortgage · VA Mortgage
NAVY FCU
Feb 2, 2017Deed of Trust, Mortgage · Conventional Mortgage
NAVY FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 5, 2023
Deed SaleDec 5, 2023
Prior SaleFeb 22, 2013 · Amount on Record
Deed Document Number202359531
Deed Book / Page4778 / 746
Record UpdatedSep 20, 2026

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY FL
Recording DateDec 5, 2023
Property Address5319 RAZORBACK CT, MIDDLEBURG, FL 32068-4437
Document Number0047780746
Book / Page4778 / 746
Instrument DateDec 1, 2023
Instrument2023059531
Transaction TypeTransfer
Record UpdatedJan 8, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,905.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2652 RAVINE HILL DR, MIDDLEBURG, FL 32068-1703

Transferred To (Grantee/Buyer)

NameVerified Name
Address5319 RAZORBACK CT, MIDDLEBURG, FL 32068-4437

Mortgage

Document Number0004778749
DateDec 5, 2023
Instrument4778/749
Lender
NameFIRST OPTION MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2054

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address5319 RAZORBACK CT, MIDDLEBURG, FL 32068-4437
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyNAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address5319 RAZORBACK CT, MIDDLEBURG, FL 32068-4437

Mortgage

Document Number0043871183
DateDec 9, 2020
Book Page4387/1183
Instrument2020065051
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address5319 RAZORBACK CT, MIDDLEBURG, FL 32068-4437
Document Number0039440741
Book / Page003944 / 000741
Instrument DateFeb 2, 2017
Transaction TypeMortgage
Record UpdatedMay 23, 2017
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5319 RAZORBACK CT MIDDLEBURG FL 320684437, MIDDLEBURG, FL 32068-4437

Mortgage

Document Number0039440741
DateFeb 15, 2017
Book Page003944/000741
Instrument7980
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueFeb 14, 2037

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,123.00 (-37.55%)$370,475 (+142.91%) Land $95,282 Building $275,193$370,475 (+20.05%) Land $95,282 Building $275,193
2024$5,001.00 (+461.91%)
2023$890.00 (-52.23%) Homeowner's exemption Veteran's exemption$152,515 (+3%)$308,595 (+19.52%) Land $67,352 Building $241,243
2022$1,863.00 Homeowner's exemption$148,073$258,195 Land $56,621 Building $201,574

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 69% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Fiber
2,000 / 2,000

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