5319 Middleboro Rd, Morrow, OH 45152 Property Records

Warren County property record for 5319 Middleboro Rd, Morrow, OH 45152

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,676 sqft · built 2004
Lot Size	5 acres (218,074 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Jul 2022)
Tax Bill	$6,439 (2025)
Deeds & Mortgages	Dec 2022 Transfer Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-18-200-020-0`

Property Details

APN / Parcel Number

Primary APN	`18-18-200-020-0`
Alternative APNs	`18182000161` `1818200020` `3524400`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,676 sqft Living Area
Gross Area	2,748 sqft
1st Floor Area	328 sqft
2nd Floor Area	1,174 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Lot Area	218,074 sqft (5 acres)
Garage Type	Attached
Garage Area	72 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	166 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	3524400
Street Address	5319 MIDDLEBORO RD
City	MORROW
State	OH
Zip	45152-8936
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	MIDDLEBORO
Legal Subdivision	MIDDLEBORO
Legal Block	400
Jurisdiction	WARREN OH
Township / Civil Division	HARLAN
Census Block Group	1
Census Block	1013
Census Tract	32400

Owner

Source: Warren County records, as of March 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5319 MIDDLEBORO RD, MORROW, OH 45152-8936
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2022	Intrafamily Transfer, Transfer
Jul 22, 2022	Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2022 · Amount on Record
Deed Sale	Jul 22, 2022 · Amount on Record
Prior Sale	Aug 4, 2004 · Amount on Record
Deed Document Number	202223833
Last Transfer Date	Dec 8, 2022
Transfer Doc	0000037572
Record Updated	Oct 29, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WARREN OH
Recording Date	Dec 21, 2022
Property Address	5319 MIDDLEBORO RD, MORROW, OH 45152-8936
Document Number	0000037572
Instrument Date	Dec 8, 2022
Instrument	2022-037572
Transaction Type	Transfer
Record Updated	Jan 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	5319 MIDDLEBORO RD, MORROW, OH 45152-8936

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Jul 22, 2022
Property Address	5319 MIDDLEBORO RD, MORROW, OH 45152-8936
Document Number	0000023833
Instrument Date	Jul 12, 2022
Instrument	2022-023833
Transaction Type	Transfer
Record Updated	Aug 9, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY LAWYERS TTL AGCY LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	5319 MIDDLEBORO RD, MORROW, OH 45152-8936

Mortgage

Document Number	0000023834
Date	Jul 22, 2022
Instrument	2022-023834

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Aug 1, 2027
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	6%
Index	1-Year CMT
Max Rate	6%

Tax Assessment & Valuation

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Harlan Township
Unified School District	Little Miami Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,439.00 (+8.51%)	$145,480 (+34.83%) Land $42,840 Building $102,640	$415,679 (+34.84%) Land $122,410 Building $293,269
2024	$5,934.00 (+22.1%)
2023	$4,860.00 (+1.27%) Homeowner's exemption	$107,898 (-) Land $26,285 Building $81,613
2022	$4,799.00 Homeowner's exemption	$107,898 Land $26,285 Building $81,613	$308,280 (-) Land $75,100 Building $233,180
2021			$308,280 Land $75,100 Building $233,180

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN WATER COMPANY private · serves 39,508 people · EPA ID OH8300512
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bresco Broadband Fiber	10,000 / 10,000
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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