5318 Summit Lodge Dr, Katy, TX 77449 Property Records

Harris County property record for 5318 Summit Lodge Dr, Katy, TX 77449

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,358 sqft · built 2000
Lot Size	0.187 acres (8,125 sqft)
Owner	2 Individual Names on Record
Last Sale	$197,600 (Oct 2013)
Tax Bill	$1,588 (2025)
Deeds & Mortgages	Oct 2022 Reverse Mortgage Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`114-649-001-0005`

Property Details

APN / Parcel Number

Primary APN	`114-649-001-0005`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,358 sqft Living Area
1st Floor Area	1,140 sqft
Game Room	Game Room

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	8,125 sqft (0.187 acres)
View / Lot	Neighborhood
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	484 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1146490010005
Street Address	5318 SUMMIT LODGE DR
City	KATY
State	TX
Zip	77449-6033
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 5 BLK 1 WESTFIELD VILLAGE SEC 1
Legal Subdivision	WESTFIELD VILLAGE SEC 1
Legal Block	1
Legal Lot Number	5
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	2
Census Block	2011
Census Tract	542203

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5318 SUMMIT LODGE DR, KATY, TX 77449-6033
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2022	Deed of Trust, Mortgage · Reverse Mortgage PHH MORTGAGE SERVICES CORP
Oct 13, 2017	Deed of Trust, Mortgage · FHA Mortgage LIBERTY HM EQUITY SOLUTIONS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2013 · Amount on Record
Deed Sale	Oct 3, 2013 · Amount on Record
Prior Sale	Feb 5, 2001 · Amount on Record
Deed Document Number	2013507944
Deed Book / Page	050-07 / 2486
Prior Transfer Date	Jan 30, 2001
Prior Transfer Doc	000U859960
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	5318 SUMMIT LODGE DR, KATY, TX 77449-6033
Transaction Type	Mortgage
Record Updated	Nov 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5318 SUMMIT LODGE DR, KATY, TX 77449-6033

Mortgage

Document Number	0000505173
Date	Oct 12, 2022
Instrument	2022-505173

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.41%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	11.4%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	5318 SUMMIT LODGE DR, KATY, TX 77449-6033
Document Number	0000461612
Instrument Date	Oct 13, 2017
Transaction Type	Mortgage
Record Updated	Nov 3, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5318 SUMMIT LODGE DR KATY TX 774496033, KATY, TX 77449-6033

Mortgage

Document Number	0000461612
Date	Oct 20, 2017
Instrument	461612

Lender

Name	LIBERTY HM EQUITY SOLUTIONS
Type	Funding / Finance Company
Address	RANCHO CORDOVA, CA 95670

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	936 Months
Due	Oct 19, 2095

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$285,370 (-0.07%) Land $54,073 Building $231,297	$285,370 (-0.07%) Land $54,073 Building $231,297
2025	$1,588.00 (+3,208.33%) Homeowner's exemption	$285,561 (-9.66%) Land $54,073 Building $231,488	$285,561 (-9.66%) Land $54,073 Building $231,488
2024	$48.00
2023		$316,079 Land $54,073 Building $262,006	$316,079 Land $54,073 Building $262,006
2022	$48.00 (-26.15%)
2020	$65.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	33 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHWEST HARRIS COUNTY MUD 12 serves 7,764 people · EPA ID TX1011901
Water Source	Groundwater
Last State Inspection	Oct 2022
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 720 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications, T-Mobile.

Nearby Properties on Summit Lodge Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures