5318 Small St, Catawba, NC 28609 Property Records

Catawba County property record for 5318 Small St, Catawba, NC 28609

Property Summary

Property Type	Other
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on File
Last Sale	$328,000 (Mar 2025)
Tax Bill	$1,392 (2025)
Deeds & Mortgages	Mar 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3781-10-26-7819`

Property Details

APN / Parcel Number

Primary APN	`3781-10-26-7819`
Alternative APN	`0302854`

Exterior

Lot Area	5,663 sqft (0.13 acres)

Location & Zoning

Street Address	5318 SMALL ST
City	CATAWBA
State	NC
Zip	28609-9548
Property Category	Other
Property Type	Other > Miscellaneous
Local Zoning Code	R-1
Legal Description	LOT 78 PLAT 87-87
Legal Subdivision	LEGACY RIDGE PH 5
Legal Lot Number	78
Jurisdiction	CATAWBA NC
Township / Civil Division	CATAWBA
Census Block Group	3
Census Block	3045
Census Tract	11501

Owner

5318 Small St is owned by two individuals who bought it in March 2025.

Source: Catawba County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5318 SMALL ST, CATAWBA, NC 28609-9548
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2025 · Amount on File
Deed Sale	Mar 28, 2025 · Amount on File
Deed Document Number	20256069
Deed Book / Page	3932 / 1176
Record Updated	Sep 20, 2026

March 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CATAWBA NC
Recording Date	Mar 28, 2025
Property Address	5318 SMALL ST, CATAWBA, NC 28609-9548
Document Number	0039321176
Book / Page	3932 / 1176
Map Reference	MB 87 PG 85-90
Instrument Date	Mar 28, 2025
Instrument	6069
Transaction Type	Transfer
Record Updated	Oct 2, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$656.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6701 CARMEL RD, CHARLOTTE, NC 28226-3983

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5318 SMALL ST, CATAWBA, NC 28609-9548

Mortgage

Document Number	0000006070
Date	Mar 28, 2025
Instrument	6070

Lender

Name	LENNAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 5318 Small St was $1,392.

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Catawba County
Municipality	Catawba Town
Unified School District	Catawba County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$349,300 (+1,147.5%) Land $28,000 Building $321,300
2025	$1,392.00	$28,000 Land $28,000
2023			$349,300 Land $28,000 Building $321,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5318 Small St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1981–2013)
Most Recent Claim	May 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5318 Small St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CATAWBA serves 1,617 people · EPA ID NC0118040
Water Source	Purchased surface water from CITY OF HICKORY
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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