5318 Silver Ledge Dr, Katy, TX 77493 Property Records

Harris County property record for 5318 Silver Ledge Dr, Katy, TX 77493

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,684 sqft · built 2016
Lot Size	0.13 acres (5,682 sqft)
Owner	2 Individual Names on Record
Last Sale	$258,700 (Aug 2019)
Tax Bill	$5,719 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Aug 2019 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`137-013-004-0005`

Property Details

APN / Parcel Number

Primary APN	`137-013-004-0005`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,684 sqft Living Area
1st Floor Area	1,620 sqft
Game Room	Game Room

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Brick Veneer
Construction Type	Frame
Lot Area	5,682 sqft (0.13 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1370130040005
Street Address	5318 SILVER LEDGE DR
City	KATY
State	TX
Zip	77493-3140
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 5 BLK 4 KING CROSSING SEC 6
Legal Subdivision	KING CROSSING SEC 6
Legal Block	4
Legal Lot Number	5
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	2
Census Block	2066
Census Tract	542902

Owner

Source: Harris County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5318 SILVER LEDGE DR, KATY, TX 77493-3140
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2022	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Aug 19, 2019	Warranty Deed, Transfer · FHA Mortgage CORNERSTONE HM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2019 · Amount on Record
Deed Sale	Aug 19, 2019 · Amount on Record
Prior Sale	Aug 19, 2016 · Amount on Record
Deed Document Number	2019362541
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	5318 SILVER LEDGE DR, KATY, TX 77493-3140
Transaction Type	Mortgage
Record Updated	Apr 13, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5318 SILVER LEDGE DR, KATY, TX 77493-3140

Mortgage

Document Number	0000029251
Date	Jan 18, 2022
Instrument	2022-29251

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Aug 19, 2019
Property Address	5318 SILVER LEDGE DR, KATY, TX 77493-3140
Document Number	0000362541
Instrument Date	Aug 16, 2019
Instrument	362541
Transaction Type	Transfer
Record Updated	Aug 30, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5318 SILVER LEDGE DR KATY TX 774933140, KATY, TX 77493-3140

Mortgage

Document Number	362542
Date	Aug 19, 2019
Instrument	362542

Lender

Name	CORNERSTONE HM LNDG
Address	HOUSTON, TX 77027

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 18, 2049

Tax Assessment & Valuation

Source: Harris County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,719.00 (+13.52%) Homeowner's exemption	$377,330 (-8.46%) Land $59,517 Building $317,813	$377,330 (-8.46%) Land $59,517 Building $317,813
2024	$5,038.00 (+18.37%)
2023		$412,203 Land $51,754 Building $360,449	$412,203 Land $51,754 Building $360,449
2022	$4,256.00 (-12.32%)
2020	$4,854.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 1,172 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1,172 in force
Nearby Flood Claims	14 (2016–2024)
Claims Outside the SFHA	7 of 14
Most Recent Claim	Jul 2024 · Hurricane Beryl
Claims by Event	Hurricane Beryl, Jul 2024 · 3 claims Hurricane Harvey, Aug 2017 · 9 claims Severe Storms And Flooding, Apr 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 495 serves 9,882 people · EPA ID TX1013532
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Astound Broadband, Verizon.

Nearby Properties on Silver Ledge Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures