5318 Rd 70, Embarrass, MN 55732 Property Records

St. Louis County property record for 5318 Rd 70, Embarrass, MN 55732 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,056 sqft · built 1960
Lot Size	3.03 acres (131,987 sqft)
Owner	2 Individual Names on File
Last Sale	$130,000 (Dec 2025)
Tax Bill	$1,084 (2026)
Deeds & Mortgages	Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`570-0031-00325`

Property Details

APN / Parcel Number

Primary APN	`570-0031-00325`
Alternative APNs	`1009378` `1191860`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,056 sqft Gross Area
1st Floor Area	1,056 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	131,987 sqft (3.03 acres)
Garage Area	1,728 sqft
Deck Area	120 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	1191860
Street Address	5318 ROAD 70
City	EMBARRASS
State	MN
Zip	55732-8508
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART OF SE1/4 OF SE1/4 BEG 33 FT S AND 490.5FT E OF NW COR THENCE SLY 416 FT THENCE WLY208 FT THENCE SLY 107.5 FT THENCE ELY
Legal Range	15W
Legal Township	59N
Legal Section	04
Legal Subdivision	WHITE TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	WHITE
Census Block Group	2
Census Block	2018
Census Tract	13900

Owner

Source: St. Louis County records · APN 570-0031-00325

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5460 1ST AVE W, GILBERT, MN 55741-9503
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 08, 2025 · Amount on Record
Deed Sale	Dec 08, 2025 · Amount on Record
Prior Sale	May 24, 2016 · Amount on Record
Deed Document Number	20251523561
Record Updated	Sep 20, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Dec 08, 2025
Property Address	5318 ROAD 70, EMBARRASS, MN 55732-8508
Document Number	0001523561
Instrument Date	Nov 15, 2025
Instrument	1523561
Transaction Type	Transfer
Record Updated	Jan 06, 2026
Title Company	PAN AMERICAN TITLE COMPANY, ALL AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$429.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5460 1ST AVE W, GILBERT, MN 55741-9503

Mortgage

Document Number	0001523562
Date	Dec 08, 2025
Instrument	1523562

Lender

Name	NORTHVIEW BANK
Type	Bank

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount Recorded
Term	59 Months
Due	Nov 17, 2030

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	White Township
Unified School District	Mesabi East School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,084.00 (+33.17%) Homeowner's exemption
2025	$814.00 (-32.84%) Homeowner's exemption	$149,000 (+9.8%) Land $26,400 Building $122,600	$149,000 (+9.8%) Land $26,400 Building $122,600
2024	$1,212.00	$135,700 (+23.93%) Land $26,400 Building $109,300	$135,700 (+23.93%) Land $26,400 Building $109,300
2022		$109,500 Land $21,100 Building $88,400	$109,500 Land $21,100 Building $88,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 32% of the US · above 58% of Minnesota
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.