5318 Nagami Dr, Windermere, FL 34786 Property Records

Orange County property record for 5318 Nagami Dr, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,799 sqft · built 2005
Lot Size	1.3 acres (56,832 sqft)
Owner	2 Individual Names on Record
Last Sale	$37,000 (May 2017)
Tax Bill	$6,406 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Jun 2021 Mortgage + 3 more
Flood Zone	Zone A (high risk)
APN	`14-23-27-8393-00-940`

Property Details

APN / Parcel Number

Primary APN	`14-23-27-8393-00-940`
Alternative APNs	`272314839300940` `139426` `140283` `141797`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,799 sqft Living Area
Gross Area	3,937 sqft
1st Floor Area	2,799 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	56,832 sqft (1.3 acres)
Garage Type	Attached
Garage Area	526 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	612 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	5318 NAGAMI DR
City	WINDERMERE
State	FL
Zip	34786-3163
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	SUMMERPORT PHASE 3 56/9 LOT 94
Legal Range	27E
Legal Township	23S
Legal Section	14
Legal Subdivision	SUMMERPORT PH 3
Legal Phase	3
Legal Tract	8393
Legal Lot Number	94
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	3
Census Block	3000
Census Tract	17114

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5318 NAGAMI DR, WINDERMERE, FL 34786-3163
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2022	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Jun 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jun 29, 2020	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Feb 26, 2020	Quit Claim Deed, Transfer CHERRY CREEK MTG
May 23, 2017	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2017 · Amount on Record
Deed Sale	May 23, 2017 · Amount on Record
Prior Sale	Mar 31, 2010 · Amount on Record
Deed Document Number	2017287898
Last Transfer Date	Dec 12, 2019
Transfer Doc	0000123481
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	5318 NAGAMI DR, WINDERMERE, FL 34786-3163
Transaction Type	Mortgage
Record Updated	Mar 4, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2251 E AZALEA DR, CHANDLER, AZ 85286-2363

Mortgage

Document Number	0000106067
Date	Feb 16, 2022
Instrument	20220106067

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Feb 29, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	5318 NAGAMI DR, WINDERMERE, FL 34786-3163
Transaction Type	Mortgage
Record Updated	Jul 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5318 NAGAMI DR, WINDERMERE, FL 34786-3163

Mortgage

Document Number	20210360335
Date	Jun 17, 2021
Instrument	20210360335

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	5318 NAGAMI DR, WINDERMERE, FL 34786-3163
Document Number	0000458562
Instrument Date	Jun 29, 2020
Transaction Type	Mortgage
Record Updated	Sep 23, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5318 NAGAMI DR WINDERMERE FL 347863163, WINDERMERE, FL 34786-3163

Mortgage

Document Number	0000458562
Date	Sep 1, 2020
Instrument	458562

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	TYSONS, VA 22102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 31, 2050

Interest

Rate Type	Adjustable Rate

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE FL
Recording Date	Feb 26, 2020
Property Address	5318 NAGAMI DR, WINDERMERE, FL 34786-3163
Document Number	0000123481
Instrument Date	Dec 12, 2019
Instrument	123481
Transaction Type	Transfer
Record Updated	Apr 1, 2020
Title Company	BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5318 NAGAMI DR WINDERMERE FL 347863163, WINDERMERE, FL 34786-3163

Mortgage

Document Number	123482
Date	Feb 26, 2020
Instrument	123482

Lender

Name	CHERRY CREEK MTG
Type	Mortgage Company
Address	GREENWOOD VILLAGE, CO 80111

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Feb 25, 2045

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	May 23, 2017
Property Address	5318 NAGAMI DR, WINDERMERE, FL 34786-3163
Document Number	0000287898
Instrument Date	May 19, 2017
Instrument	287898
Transaction Type	Transfer
Record Updated	Jun 8, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,590.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5318 NAGAMI DR WINDERMERE FL 347863163, WINDERMERE, FL 34786-3163

Mortgage

Document Number	287899
Date	May 23, 2017
Instrument	287899

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 22, 2047

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$405,812 (+2.7%)	$598,070 (-0.23%) Land $150,000 Building $448,070
2025	$6,406.00 (+4.76%) Homeowner's exemption	$395,143 (+5.99%)	$599,420 (+21.22%) Land $150,000 Building $449,420
2024	$6,115.00 (+7.41%)
2023	$5,693.00 (+3.85%) Homeowner's exemption	$372,822 (+3%)	$494,490 (+13.17%) Land $135,000 Building $359,490
2022	$5,482.00 Homeowner's exemption	$361,963	$436,936 Land $135,000 Building $301,936

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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