5318 N Elm St, Spokane, WA 99205 Property Records

Spokane County property record for 5318 N Elm St, Spokane, WA 99205

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,102 sqft · built 1916
Lot Size	0.146 acres (6,350 sqft)
Owner	Individual Name on Record
Last Sale	$87,000 (May 2001)
Tax Bill	$3,109 (2026)
Deeds & Mortgages	Sep 2021 Line of Credit Aug 2024 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`26364.1722`

Property Details

APN / Parcel Number

Primary APN	`26364.1722`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,102 sqft Living Area
Gross Area	2,014 sqft
1st Floor Area	1,102 sqft
Basement Area	912 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1979
Architectural Style	Bungalow
Exterior Material	Asbestos
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,350 sqft (0.146 acres)
Lot Dimensions	127 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	5318 N ELM ST
City	SPOKANE
State	WA
Zip	99205-5568
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	MT PLEASANT 1ST ADD L16 B1
Legal Range	42E
Legal Township	26N
Legal Section	36
Legal Subdivision	MT PLEASANT 1ST ADD
Legal Block	1
Legal Lot Number	16
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1033
Census Tract	700

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	5318 N ELM ST, SPOKANE, WA 99205-5568
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2021	Deed of Trust, Mortgage · Line of Credit NUMERICA CU
Aug 6, 2024	Deed of Trust, Mortgage · Line of Credit HORIZON CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2001 · Amount on Record
Deed Sale	May 21, 2001 · Amount on Record
Prior Sale	Sep 25, 1998
Deed Document Number	20014589242
Prior Transfer Date	Dec 10, 1997
Prior Transfer Doc	0004169398
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	5318 N ELM ST, SPOKANE, WA 99205-5568
Transaction Type	Mortgage
Record Updated	Jan 29, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007128774
Date	Sep 22, 2021
Instrument	7128774

Lender

Name	NUMERICA CU
Type	Credit Union
Address	VERADALE, WA 99037

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Oct 25, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	5318 N ELM ST, SPOKANE, WA 99205-5568
Transaction Type	Mortgage
Record Updated	Jan 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5318 N ELM ST, SPOKANE, WA 99205-5568

Mortgage

Document Number	0007364935
Date	Aug 6, 2024
Instrument	7364935

Lender

Name	HORIZON CU
Type	Credit Union
Address	SPOKANE, WA 99215

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 5, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,109.00 (+4.22%)	$294,000 (-3.51%) Land $80,000 Building $214,000	$294,000 (-3.51%) Land $80,000 Building $214,000
2025	$2,983.00 (+0.03%)
2024		$304,700 (+41.92%) Land $60,000 Building $244,700	$304,700 (+41.92%) Land $60,000 Building $244,700
2023	$2,982.00 (+18.57%)	$214,700 Land $58,000 Building $156,700	$214,700 Land $58,000 Building $156,700
2022	$2,515.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 701 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Wind Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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