5318 Dredger Way, Orangevale, CA 95662 Property Records

Sacramento County property record for 5318 Dredger Way, Orangevale, CA 95662

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,796 sqft · built 1959
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on File
Last Sale	$455,000 (Dec 2019)
Tax Bill	$5,964 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Aug 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`235-0132-012-0000`

Property Details

APN / Parcel Number

Primary APN	`235-0132-012-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,796 sqft Living Area
1st Floor Area	1,796 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	13,504 sqft (0.31 acres)
Garage Area	464 sqft
Parking Spaces	2 Parking Spaces
Pool Area	8,400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5318 DREDGER WAY
City	ORANGEVALE
State	CA
Zip	95662-5429
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	ARDEN BLUFF 01, LOT 208
Legal Subdivision	ARDEN BLUFF 01
Legal Lot Number	208
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	3
Census Block	3014
Census Tract	8207

Owner

5318 Dredger Way is owned and occupied by two individuals who bought it in December 2019.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5318 DREDGER WAY, ORANGEVALE, CA 95662-5429
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 26, 2024	Deed of Trust, Mortgage · Line of Credit THE GOLDEN 1 CU
Aug 31, 2020	Deed of Trust, Mortgage · Conventional with PMI HOME PT FIN'L
Dec 10, 2019	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2019 · Amount on File
Deed Sale	Dec 10, 2019 · Amount on File
Prior Sale	Nov 2, 2012 · Amount on File
Deed Book / Page	20191210 / 1347
Prior Transfer Date	Feb 3, 2012
Prior Transfer Doc	0000000832
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5318 DREDGER WAY, ORANGEVALE, CA 95662-5429
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5318 DREDGER WAY, ORANGEVALE, CA 95662-5429

Mortgage

Document Number	0000001201
Date	Dec 15, 2021
Instrument	2021121501201

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5318 DREDGER WAY, ORANGEVALE, CA 95662-5429
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5318 DREDGER WAY, ORANGEVALE, CA 95662-5429

Mortgage

Document Number	0000000643
Date	Aug 26, 2024
Instrument	202408260643

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5318 DREDGER WAY, ORANGEVALE, CA 95662-5429
Document Number	2009041453
Instrument Date	Aug 31, 2020
Transaction Type	Mortgage
Record Updated	Sep 21, 2020
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5318 DREDGER WAY ORANGEVALE CA 956625429, ORANGEVALE, CA 95662-5429

Mortgage

Document Number	2009041453
Date	Sep 4, 2020
Instrument	2009041453

Lender

Name	HOME PT FIN'L
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 3, 2050

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 10, 2019
Property Address	5318 DREDGER WAY, ORANGEVALE, CA 95662-5429
Document Number	1912101347
Instrument Date	Dec 5, 2019
Instrument	1912101347
Transaction Type	Transfer
Record Updated	Dec 23, 2019
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$500.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5318 DREDGER WAY ORANGEVALE CA 956625429, ORANGEVALE, CA 95662-5429

Mortgage

Document Number	1912101348
Date	Dec 10, 2019
Instrument	1912101348

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 9, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 5318 Dredger Way was $5,964, up 0.9% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$507,556 (+2%) Land $111,550 Building $396,006
2025	$5,964.00 (+0.95%)	$497,605 Land $109,363 Building $388,242
2024	$5,908.00 (+2.59%)
2023	$5,759.00 (+0.52%)	$478,284 Land $105,117 Building $373,167
2022	$5,729.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5318 Dredger Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5318 Dredger Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIR OAKS WATER DISTRICT serves 36,226 people · EPA ID CA3410009
Water Source	Purchased surface water from SAN JUAN WATER DISTRICT
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, Succeed.Net.

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