Buchanan County property record for 5318 Crystal Dr, Saint Joseph, MO 64503
| Property Type | Single Family Home |
|---|---|
| Details | 1,270 sqft · built 2020 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $255,946 (Aug 2023) |
| Tax Bill | $2,043 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Aug 2021 Mortgage + 1 more |
| APN | 06-6.0-24-002-000-001.155 |
| Primary APN | 06-6.0-24-002-000-001.155 |
|---|
| Building Area | 1,270 sqft Base Area |
|---|---|
| 1st Floor Area | 1,270 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 122 ft deep x 59.9 ft wide |
| Street Address | 5318 CRYSTAL DR |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64503-2060 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITY |
| Legal Description | 24-57-35NWSUB:THOUSAND OAKS ADDN PLAT 2 LOT:152 BLK:LGL DESC: |
| Legal Range | 35W |
| Legal Township | 57N |
| Legal Section | 24 |
| Legal Subdivision | THOUSAND OAKS ADDN PLAT 2 |
| Legal Lot Number | 152 |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 1700 |
5318 Crystal Dr is owned and occupied by two individuals who bought it in August 2023.
Source: Buchanan County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5318 CRYSTAL DR, SAINT JOSEPH, MO 64503-2060 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 28, 2023 | Warranty Deed, Transfer · Conventional Mortgage COMMERCE BANK |
| Aug 4, 2021 | Warranty Deed, Subdivision Related Transfer · VA Mortgage COMMUNITYAMERICA CU |
| Nov 6, 2020 | Warranty Deed, Transfer · Line of Credit BANK OF NORTHWEST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 28, 2023 · Amount on File |
| Deed Sale | Aug 28, 2023 · Amount on File |
| Prior Sale | Aug 4, 2021 · Amount on File |
| Deed Document Number | 20236603 |
| Deed Book / Page | 3790 / 65 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Aug 28, 2023 |
| Property Address | 5318 CRYSTAL DR, SAINT JOSEPH, MO 64503-2060 |
| Document Number | 0003790/65 |
| Book / Page | 3790 / 65 |
| Instrument Date | Aug 21, 2023 |
| Instrument | 2023006603 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2023 |
| Title Company | PREFERRED TITLE/STATE JOSEPH LLC, PREFERRED TTL OF ST JOSEPH L |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5318 CRYSTAL DR, SAINT JOSEPH, MO 64503-2060 |
| Document Number | 2023006604 |
|---|---|
| Date | Aug 28, 2023 |
| Instrument | 2023006604 |
| Name | COMMERCE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Aug 4, 2021 |
| Property Address | 5318 CRYSTAL DR, SAINT JOSEPH, MO 64503-2060 |
| Document Number | 3765/602 |
| Book / Page | 3765 / 602 |
| Instrument Date | Jul 30, 2021 |
| Instrument | 2021008277 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 18, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TTL INS COMPA |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5318 CRYSTAL DR, SAINT JOSEPH, MO 64503-2060 |
| Document Number | 2021008278 |
|---|---|
| Date | Aug 4, 2021 |
| Instrument | 2021008278 |
| Name | COMMUNITYAMERICA CU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Nov 6, 2020 |
| Property Address | 5318 CRYSTAL DR, SAINT JOSEPH, MO 64503-2060 |
| Document Number | 003755/297 |
| Book / Page | 3755 / 297 |
| Instrument Date | Oct 27, 2020 |
| Instrument | 2020010482 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 66, GARDNER, KS 66030-0066 |
| Document Number | 2020010483 |
|---|---|
| Date | Nov 6, 2020 |
| Instrument | 2020010483 |
| Name | BANK OF NORTHWEST |
|---|---|
| Type | Non-Lending Institution |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 5318 Crystal Dr was $2,043.
Source: Buchanan County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,043.00 | $29,050 Land $5,170 Building $23,880 | $152,910 Land $27,200 Building $125,710 |
| 2024 | $2,043.00 (+15.1%) | ||
| 2023 | $1,775.00 (-0.67%) | $27,260 (-) Land $5,170 Building $22,090 | $143,440 Land $27,200 Building $116,240 |
| 2022 | $1,787.00 | $27,260 Land $5,170 Building $22,090 | |
| 2021 | $143,440 Land $27,200 Building $116,240 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 5318 Crystal Dr; 1 flood insurance policy is in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5318 Crystal Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 92% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| United Fiber Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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