Lubbock County property record for 5318 31st St, Lubbock, TX 79407
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,710 sqft · built 1959 |
| Lot Size | 0.151 acres (6,600 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,954 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Oct 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R127956 |
| Primary APN | R127956 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,710 sqft Living Area |
| Year Built | Built 1959 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,600 sqft (0.151 acres) |
| Lot Dimensions | 110 ft deep x 60 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 360 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 5318 31ST ST |
|---|---|
| City | LUBBOCK |
| State | TX |
| Zip | 79407-3518 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 0038 |
| Legal Description | HOWARD & GARLINGTON L 124 |
| Legal Subdivision | HOWARD & GARLINGTON |
| Legal Lot Number | 1125 |
| Jurisdiction | LUBBOCK TX |
| Township / Civil Division | LUBBOCK |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 1711 |
Source: Lubbock County records, as of February 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5318 31ST ST, LUBBOCK, TX 79407-3518 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 1, 2025 | Deed of Trust, Mortgage · FHA Mortgage AMARILLO NATIONAL BANK |
| Oct 26, 2022 | Deed of Trust, Mortgage · Line of Credit AMARILLO NATIONAL BANK |
| Oct 26, 2022 | Deed of Trust, Mortgage · Line of Credit LUBBOCK NATIONAL BANK |
| Apr 21, 2017 | Deed of Trust, Mortgage · FHA Mortgage FIRST GUARANTY MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 27, 2016 |
| Deed Sale | May 27, 2016 |
| Deed Document Number | 2016-19007 |
| Last Transfer Date | May 31, 2016 |
| Transfer Doc | 0000019007 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Property Address | 5318 31ST ST, LUBBOCK, TX 79407-3518 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2025 |
| Name | Verified Name |
|---|---|
| Address | 5318 31ST ST, LUBBOCK, TX 79407-3518 |
| Document Number | 0000046449 |
|---|---|
| Date | Dec 1, 2025 |
| Instrument | 2025046449 |
| Name | AMARILLO NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | AMARILLO, TX 79105 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Property Address | 5318 31ST ST, LUBBOCK, TX 79407-3518 |
| Transaction Type | Mortgage |
| Record Updated | Jan 4, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000049579 |
|---|---|
| Date | Oct 26, 2022 |
| Instrument | 2022049579 |
| Name | AMARILLO NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | AMARILLO, TX 79105 |
| Type | Line of Credit |
|---|
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Property Address | 5318 31ST ST, LUBBOCK, TX 79407-3518 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000049578 |
|---|---|
| Date | Oct 26, 2022 |
| Instrument | 2022049578 |
| Name | LUBBOCK NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | LUBBOCK, TX 79423 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 26, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8% |
| Type Change Date | Oct 26, 2023 |
| Change Frequency | Monthly |
| Min Rate At Change | 8% |
| Max Rate At Change | 10% |
| Index | 10-Year CMTI |
| Max Rate | 14% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Property Address | 5318 31ST ST, LUBBOCK, TX 79407-3518 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000013855 |
|---|---|
| Date | Apr 21, 2017 |
| Instrument | 2017013855 |
| Name | FIRST GUARANTY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | VIENNA, VA 22182 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2047 |
Source: Lubbock County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Lubbock County |
| Municipality | Lubbock City |
| Unified School District | Lubbock Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,954.00 (-12.22%) Homeowner's exemption | $179,068 (+14.09%) Land $24,000 Building $155,068 | $179,068 (+1.71%) Land $24,000 Building $155,068 |
| 2024 | $2,226.00 (+11.69%) | ||
| 2023 | $1,993.00 (-18.69%) Homeowner's exemption | $156,948 Land $9,600 Building $166,458 | $176,058 Land $9,600 Building $166,458 |
| 2022 | $2,451.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 6, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Optimum Cable | 940 / 35 |
| Rise Broadband Fixed Wireless | 300 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
| Telespan Fixed Wireless | 100 / 40 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures